2828 Mill St, Ida, MI 48140 Property Records

Monroe County property record for 2828 Mill St, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,497 sqft
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$171,900 (Apr 2019)
Tax Bill	$2,512 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-055-010-00`

Property Details

APN / Parcel Number

Primary APN	`08-055-010-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	9,148 sqft (0.21 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2828 MILL ST
City	IDA
State	MI
Zip	48140-9580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	1925-259 RAUCH PLAT IDA S 60 FT OF E 135 FT OF LOT 9.
Legal Subdivision	RAUCH PLAT
Legal Lot Number	9
Jurisdiction	MONROE MI
Township / Civil Division	IDA
Census Block Group	1
Census Block	1004
Census Tract	832800

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2828 MILL ST, IDA, MI 48140-9580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 9, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSS COUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	Jul 20, 2000 · Amount on Record
Deed Document Number	20195011
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2828 MILL ST, IDA, MI 48140-9580
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 MILL ST, IDA, MI 48140-9580

Mortgage

Document Number	0000017435
Date	Aug 27, 2020
Instrument	2020R17435

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Apr 9, 2019
Property Address	2828 MILL ST, IDA, MI 48140-9580
Document Number	2019R05011
Map Reference	LB 2 PG 43
Instrument Date	Apr 5, 2019
Instrument	2019R05011
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,479.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 25, IDA, MI 48140-0025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5901 SHADY LN, NEWPORT, MI 48166-9688

Mortgage

Document Number	0000005012
Date	Apr 9, 2019
Instrument	2019R05012

Lender

Name	CROSS COUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ida Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,800 (+22.36%) Land $78,800	$157,600 (+22.36%) Land $157,600
2025	$2,512.00 (+24.17%) Homeowner's exemption
2023	$2,023.00 Homeowner's exemption	$64,400	$128,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
D&P Communications Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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