2828 Garfield Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 2828 Garfield Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,739 sqft · built 1954
Lot Size	0.203 acres (8,845 sqft)
Owner	Individual Name on Record
Last Sale	$329,500 (Feb 2017)
Tax Bill	$4,630 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`272-0190-003-0000`

Property Details

APN / Parcel Number

Primary APN	`272-0190-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,739 sqft Living Area
1st Floor Area	1,377 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,845 sqft (0.203 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	21,000 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Solar

Location & Zoning

Street Address	2828 GARFIELD AVE
City	CARMICHAEL
State	CA
Zip	95608-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-40
Legal Description	S 80 FT OF N 330 FT OF W 140 FT TRACT 35 CARMICHAEL COL NO 2
Legal Subdivision	CARMICHAEL COLONY 02
Legal Tract	35
Legal Lot Number	35
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5001
Census Tract	7701

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2828 GARFIELD AVE, CARMICHAEL, CA 95608-4404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG
Feb 24, 2017	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 24, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2017 · Amount on Record
Deed Sale	Feb 24, 2017 · Amount on Record
Prior Sale	Mar 30, 2010 · Amount on Record
Deed Book / Page	20170224 / 570
Prior Transfer Date	Feb 8, 2017
Prior Transfer Doc	0000000571
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2828 GARFIELD AVE, CARMICHAEL, CA 95608-4404
Document Number	2006020951
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2828 GARFIELD AVE CARMICHAEL CA 956084404, CARMICHAEL, CA 95608-4404

Mortgage

Document Number	2006020951
Date	Jun 2, 2020
Instrument	2006020951

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 24, 2017
Property Address	2828 GARFIELD AVE, CARMICHAEL, CA 95608-4404
Document Number	2240000000570
Book / Page	20170224 / 0570
Map Reference	MB 15 PG 3
Instrument Date	Feb 15, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 GARFIELD AVE, CARMICHAEL, CA 95608-4404

Mortgage

Document Number	201702240572
Date	Feb 24, 2017
Instrument	20170224/0572

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 24, 2017
Property Address	2828 GARFIELD AVE, CARMICHAEL, CA 95608-4404
Document Number	0000000571
Book / Page	170224 / 000571
Instrument Date	Feb 8, 2017
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2828 GARFIELD AVE CARMICHAEL CA 956084404, CARMICHAEL, CA 95608-4404

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$390,053 (+2%) Land $142,052 Building $248,001
2025	$4,630.00 (+2.14%)	$382,406 (+4.04%) Land $139,267 Building $243,139
2024	$4,533.00 (+1.61%)
2023	$4,461.00 (+2.04%)	$367,559 Land $133,860 Building $233,699
2022	$4,372.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net, Verizon.

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