2828 Encinal Ave, Alameda, CA 94501 Property Records

Alameda County property record for 2828 Encinal Ave, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1900
Lot Size	0.059 acres (2,556 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,003 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`69-133-45`

Property Details

APN / Parcel Number

Primary APN	`69-133-45`
Alternative APN	`069-0133-045-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1922
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,556 sqft (0.059 acres)

Location & Zoning

Street Address	2828 ENCINAL AVE
City	ALAMEDA
State	CA
Zip	94501-4765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00004 BLK: PM: 0221 PAGE: 0089
Legal Subdivision	PARCEL MAP 6629
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	5
Census Block	5002
Census Tract	428200

Owner

2828 Encinal Ave is owned and occupied by two individuals who acquired it in September 2025.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2828 ENCINAL AVE, ALAMEDA, CA 94501-4765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 31, 2022	Affidavit of Death of Joint Tenant, Transfer PLACER TITLE COMPANY
Oct 28, 2022	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025
Deed Sale	Sep 29, 2025
Prior Sale	Oct 28, 2022 · Amount on File
Deed Document Number	2025121123
Prior Transfer Date	Sep 5, 2025
Prior Transfer Doc	0000121123
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Sep 29, 2025
Property Address	2828 ENCINAL AVE, ALAMEDA, CA 94501-4765
Document Number	0000121123
Map Reference	MB 221 PG 89
Instrument Date	Sep 5, 2025
Instrument	2025121123
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2828 ENCINAL AVE, ALAMEDA, CA 94501-4765
Investor	Possibly a Property Investor

Mortgage

Document Number	0000121124
Date	Sep 29, 2025
Instrument	2025121124

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ALAMEDA CA
Recording Date	Oct 31, 2022
Property Address	2828 ENCINAL AVE, ALAMEDA, CA 94501-4765
Document Number	0000178927
Map Reference	MB 221 PG 89
Instrument Date	Oct 26, 2022
Instrument	2022178927
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 ENCINAL AVE, ALAMEDA, CA 94501-4765

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 28, 2022
Property Address	2828 ENCINAL AVE, ALAMEDA, CA 94501-4765
Document Number	0000178569
Map Reference	MB 221 PG 89
Instrument Date	Oct 25, 2022
Instrument	2022178569
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,772.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2828 ENCINAL AVE, ALAMEDA, CA 94501-4765

Mortgage

Document Number	0000178570
Date	Oct 28, 2022
Instrument	2022178570

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Dec 3, 2020
Property Address	2828 ENCINAL AVE, ALAMEDA, CA 94501-4765
Document Number	0000335150
Map Reference	MB 221 PG 89
Instrument Date	Nov 24, 2020
Instrument	2020335150
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2828 ENCINAL AVE, ALAMEDA, CA 94501-4765

Mortgage

Document Number	0000335151
Date	Dec 3, 2020
Instrument	2020335151

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2828 Encinal Ave was $14,003.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$968,000 (-4.57%) Land $292,500 Building $682,500
2025	$14,003.00 Homeowner's exemption	$1,014,390 Land $304,317 Building $710,073
2023	$12,225.00 Homeowner's exemption	$897,000 Land $269,100 Building $627,900	$861,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2828 Encinal Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2828 Encinal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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