2828 Cedarcrest Dr, Orange Park, FL 32073 Property Records

Clay County property record for 2828 Cedarcrest Dr, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,448 sqft · built 1966
Lot Size	0.282 acres (12,283 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,485 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-04-26-013365-000-00`

Property Details

APN / Parcel Number

Primary APN	`42-04-26-013365-000-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,448 sqft Living Area
Gross Area	2,985 sqft
1st Floor Area	1,935 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,283 sqft (0.282 acres)
Lot Dimensions	111 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	537 sqft
Porch	Finished/Open Porch
Porch Area	45 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2828 CEDARCREST DR
City	ORANGE PARK
State	FL
Zip	32073-6512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 59 LAKESIDE ESTATES UNIT 3 AS REC OR 4730 PG 946
Legal Range	26E
Legal Township	04S
Legal Section	42
Legal Subdivision	LAKESIDE ESTATES UNIT 3
Legal Lot Number	59
Legal Unit	3AS
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2002
Census Tract	30801

Owner

2828 Cedarcrest Dr is owned and occupied by two individuals who acquired it in June 2023.

Source: Clay County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2828 CEDARCREST DR, ORANGE PARK, FL 32073-6512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE
Jun 21, 2023	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023
Deed Sale	Jun 21, 2023
Prior Sale	Oct 14, 2015 · Amount on File
Deed Document Number	202330344
Deed Book / Page	4730 / 946
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Apr 29, 2026
Property Address	2828 CEDARCREST DR, ORANGE PARK, FL 32073-6512
Document Number	0000020631
Book / Page	5039 / 1957
Instrument Date	Apr 3, 2026
Instrument	202620631
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 CEDARCREST DR, ORANGE PARK, FL 32073-6512

Mortgage

Document Number	0000020631,
Date	Apr 29, 2026
Book Page	5039/1957
Instrument	202620631

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 21, 2023
Property Address	2828 CEDARCREST DR, ORANGE PARK, FL 32073-6512
Document Number	0047300946
Book / Page	4730 / 946
Map Reference	MB 7 PG 25
Instrument Date	Jun 7, 2023
Instrument	2023030344
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622 FILMORE ST # ST126A, ST126A, ORANGE PARK, FL 32065-8503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 CEDARCREST DR, ORANGE PARK, FL 32073-6512

Mortgage

Document Number	0004730948
Date	Jun 21, 2023
Instrument	4730/948

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2828 CEDARCREST DR, ORANGE PARK, FL 32073-6512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 CEDARCREST DR, ORANGE PARK, FL 32073-6512

Mortgage

Document Number	0044061754
Date	Jan 25, 2021
Book Page	4406/1754
Instrument	2021004763

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2828 Cedarcrest Dr was $4,485 with a homeowner's exemption, up 2.4% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,485.00 (+2.4%) Homeowner's exemption	$334,252 Land $45,000 Building $289,252	$334,252 Land $45,000 Building $289,252
2024	$4,380.00 (+113.97%)
2023	$2,047.00 (+9.52%) Homeowner's exemption	$152,962 (+3%)	$267,256 (+17.28%) Land $45,000 Building $222,256
2022	$1,869.00 Homeowner's exemption	$148,507	$227,872 Land $25,000 Building $202,872

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2828 Cedarcrest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2828 Cedarcrest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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