2828 Bowen Ln, Ada, OK 74820 Property Records

Pontotoc County property record for 2828 Bowen Ln, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,412 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Feb 2025)
Tax Bill	$3,745 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16258`

Property Details

APN / Parcel Number

Primary APN	`16258`
Alternative APN	`0450-02-003-006-0-007-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,412 sqft Living Area
1st Floor Area	3,412 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	978 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	264 sqft
Patio Area	42 sqft
Shed	1 Shed
Shed Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16258
Street Address	2828 BOWEN LN
City	ADA
State	OK
Zip	74820-6712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR A- LOCATED IN SE OF LOT 1-BEG AT SE/C OF LOT 1 N00DEG 05'00" E 324.67'- N89DEG 45'22" W 324.67'-S00DEG 05'00" W 324.67' TO
Legal Range	06E
Legal Township	03N
Legal Section	02
Legal Subdivision	LIC 2-3-6 -SD 16-A & ADA
Legal Tract	A
Legal Block	3
Legal Lot Number	1
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1029
Census Tract	88801

Owner

2828 Bowen Ln is owned and occupied by an individual who bought it in February 2025.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2828 BOWEN LN, ADA, OK 74820-6712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2025 · Amount on File
Deed Sale	Feb 25, 2025 · Amount on File
Prior Sale	Feb 19, 2020 · Amount on File
Deed Document Number	20251033
Deed Book / Page	3866 / 221
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Feb 25, 2025
Property Address	2828 BOWEN LN, ADA, OK 74820-6712
Document Number	003866/221
Book / Page	3866 / 221
Instrument Date	Dec 23, 2023
Instrument	I-2025-001033
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	UNISOURCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 BOWEN LN, ADA, OK 74820-6712

Mortgage

Document Number	I2025001034
Date	Feb 25, 2025
Instrument	I-2025-001034

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2828 Bowen Ln was $3,745, up 0.2% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,200 (+4.33%) Land $6,000 Building $37,200	$360,000 (+4.33%) Land $50,000 Building $310,000
2025	$3,745.00 (+0.24%)	$41,409 (+1.04%) Land $4,200 Building $37,209	$345,071 (-5.53%) Land $35,000 Building $310,071
2024	$3,736.00 (+22.53%)	$40,981 (+5%) Land $4,200 Building $36,781	$365,271 (+9.32%) Land $35,000 Building $330,271
2023	$3,049.00	$39,029 Land $4,200 Building $34,829	$334,119 Land $35,000 Building $299,119

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2828 Bowen Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2828 Bowen Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 75% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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