Dallas County property record for 28278 Prospect Ave, Adel, IA 50003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,020 sqft · built 2024 |
| Lot Size | 3.09 acres (135,036 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Aug 2022) |
| Tax Bill | $1,484 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000001127102001 |
| Primary APN | 000001127102001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| Basement Area | 2,020 sqft |
| Finished Basement | 1,880 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 135,036 sqft (3.09 acres) |
| Garage Type | Attached |
| Garage Area | 944 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 279 sqft |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 28278 PROSPECT AVE |
|---|---|
| City | ADEL |
| State | IA |
| Zip | 50003-4468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALNUT HILLS PLAT 2 LOT 1 |
| Legal Subdivision | WALNUT HILLS PLAT 2 |
| Legal Lot Number | 1 |
| Jurisdiction | DALLAS IA |
| Township / Civil Division | ADEL |
| Census Block Group | 1 |
| Census Block | 1087 |
| Census Tract | 50200 |
28278 Prospect Ave is owned by an individual who bought it in August 2022.
Source: Dallas County records, as of October 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 16227 MONROE CT, URBANDALE, IA 50323-1608 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER WEST BANK |
| Nov 14, 2025 | Deed of Trust, Mortgage · Line of Credit PREMIER CU |
| Aug 26, 2022 | Warranty Deed, Transfer · Line of Credit CENTRAL TRUST BANK |
| Mar 3, 2022 | Warranty Deed, Construction Loan · Construction Mortgage LINCOLN SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on File |
| Deed Sale | Aug 26, 2022 · Amount on File |
| Prior Sale | Mar 3, 2022 · Amount on File |
| Deed Document Number | 0202218814 |
| Deed Book / Page | 2022 / 18814 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS IA |
| Property Address | 28278 PROSPECT AVE, ADEL, IA 50003-4468 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 28278 PROSPECT AVE, ADEL, IA 50003-4468 |
| Document Number | 0202519723 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025-19723 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, NE 68788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS IA |
| Property Address | 28278 PROSPECT AVE, ADEL, IA 50003-4468 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202519724 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025-19724 |
| Name | PREMIER CU |
|---|---|
| Type | Credit Union |
| Address | DES MOINES, IA 50309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DALLAS IA |
| Recording Date | Aug 26, 2022 |
| Property Address | 28278 PROSPECT AVE, ADEL, IA 50003-4468 |
| Document Number | 20220000018814 |
| Book / Page | 2022 / 18814 |
| Instrument Date | Aug 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $519.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0202218815 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2022-18815 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DALLAS IA |
| Recording Date | Mar 3, 2022 |
| Property Address | 28278 PROSPECT AVE, ADEL, IA 50003-4468 |
| Document Number | 20220000004651 |
| Book / Page | 2022 / 4651 |
| Map Reference | MB 2012 PG 3664 |
| Instrument Date | Mar 2, 2022 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $519.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15114 MAPLE DR, URBANDALE, IA 50323-2426 |
| Document Number | 0020224653 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 2022/4653 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Dallas County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dallas County |
| Unified School District | Adel-De Soto-Minburn Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $908,130 Land $166,880 Building $741,250 | $908,130 Land $166,880 Building $741,250 | |
| 2024 | $1,484.00 | ||
| 2023 | $127,490 Land $127,490 | $141,840 | |
| 2022 | $3,128.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 28278 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28278 Prospect Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Minburn Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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