28274 Pilgrim Rd, Sterling, IL 61081 Property Records

Whiteside County property record for 28274 Pilgrim Rd, Sterling, IL 61081

Property Summary

Property Type	General Agricultural/Rural
Lot Size	25.9 acres (1,129,685 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Mar 2022)
Tax Bill	$16,922 (2025)
Deeds & Mortgages	Jun 2022 Refinance Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0509300021`

Property Details

APN / Parcel Number

Primary APN	`0509300021`
Alternative APN	`111140`

Exterior

Lot Area	1,129,685 sqft (25.9 acres)

Location & Zoning

Account Number	111140
Street Address	28274 PILGRIM RD
City	STERLING
State	IL
Zip	61081-9733
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	PT S 1/2 SW SEC 9 TWP 22 RNG 7
Legal Range	07E
Legal Township	22N
Legal Section	09
Legal Subdivision	PARK MANOR ADDITION
Jurisdiction	WHITESIDE IL
Township / Civil Division	JORDAN
Census Block Group	1
Census Block	1032
Census Tract	100

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28274 PILGRIM RD, STERLING, IL 61081-9733
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL BANK ILLINOIS
Mar 10, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage STERLING FEDERAL BANK
May 15, 2020	Deed of Trust, Mortgage US BK
Sep 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 21, 2017	Warranty Deed, Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	20221432
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	28274 PILGRIM RD, STERLING, IL 61081-9733
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003595
Date	Jun 14, 2022
Instrument	2022-03595

Lender

Name	CENTRAL BANK ILLINOIS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2027

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 10, 2022
Property Address	28274 PILGRIM RD, STERLING, IL 61081-9733
Document Number	0000001432
Instrument Date	Mar 8, 2022
Instrument	2022-01432
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28274 PILGRIM RD, STERLING, IL 61081-9733

Mortgage

Document Number	0000001433
Date	Mar 10, 2022
Instrument	2022-01433

Lender

Name	STERLING FEDERAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	28274 PILGRIM RD, STERLING, IL 61081-9733
Document Number	0000007288
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28274 PILGRIM RD STERLING IL 610819733, STERLING, IL 61081-9733

Mortgage

Document Number	0000007288
Date	Nov 9, 2020
Instrument	7288

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

Interest

Rate	3.37%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 18, 2017
Property Address	28274 PILGRIM RD, STERLING, IL 61081-9733
Document Number	0000005471
Instrument Date	Sep 5, 2017
Instrument	5471
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1105 SINNISSIPPI ST DIXON IL 610211349, DIXON, IL 61021-1349

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 21, 2017
Property Address	28274 PILGRIM RD, STERLING, IL 61081-9733
Document Number	0000004196
Instrument Date	Jul 18, 2017
Instrument	4196
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3604 JOHNSONVILLE HWY LAKE CITY SC 295606430, LAKE CITY, SC 29560-6430

Mortgage

Document Number	4197
Date	Jul 21, 2017
Instrument	4197

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Jordan Township
Unified School District	Chadwick-Milledgeville Community Unit School District 399 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,922.00	$202,697 Land $18,535 Building $184,162
2024			$608,091 Land $55,605 Building $552,486

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jo-Carroll Energy Fiber	1,000 / 1,000

May also be available: JCWIFI.com.

Cell Coverage

5G and 4G LTE (outdoors only)

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