2827 Valley Knolls Rd, Jamul, CA 91935 Property Records

San Diego County property record for 2827 Valley Knolls Rd, Jamul, CA 91935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,094 sqft · built 1989
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Trust Names on File
Last Sale	$385,000 (Dec 2012)
Tax Bill	$3,696 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`597-181-14-00`

Property Details

APN / Parcel Number

Primary APN	`597-181-14-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,094 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	37,897 sqft (0.87 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	2827 VALLEY KNOLLS RD
City	JAMUL
State	CA
Zip	91935-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 2 TR PM07381
Legal Subdivision	PARCEL MAP NO 7381
Legal Tract	7381
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	1
Census Block	1012
Census Tract	21304

Owner

2827 Valley Knolls Rd is owner-occupied and held in a trust since December 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2827 VALLEY KNOLLS RD, JAMUL, CA 91935-3136
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2012 · Amount on File
Deed Sale	Dec 28, 2012 · Amount on File
Prior Sale	Jun 2, 1999 · Amount on File
Deed Document Number	2012823574
Last Transfer Date	Dec 20, 2024
Transfer Doc	0000002459
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2827 VALLEY KNOLLS RD, JAMUL, CA 91935-3136
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 VALLEY KNOLLS RD, JAMUL, CA 91935-3136

Mortgage

Document Number	0000268610
Date	Apr 7, 2021
Instrument	2021-0268610

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2827 VALLEY KNOLLS RD, JAMUL, CA 91935-3136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408574
Date	Jul 27, 2020
Instrument	2020-0408574

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2827 VALLEY KNOLLS RD, JAMUL, CA 91935-3136
Document Number	0000152817
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2827 VALLEY KNOLLS RD JAMUL CA 919353136, JAMUL, CA 91935-3136

Mortgage

Document Number	0000152817
Date	Apr 18, 2018
Instrument	152817

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 17, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 2827 Valley Knolls Rd was $3,696.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Jamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$483,566 (+2%) Land $211,086 Building $272,480
2025	$3,696.00	$474,086 Land $206,948 Building $267,138
2023	$5,474.00 (+2.47%) Homeowner's exemption	$455,678 Land $198,913 Building $256,765
2022	$5,342.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2827 Valley Knolls Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2827 Valley Knolls Rd is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: San Diego Broadband.

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