2827 SW Monarch Trl, Stuart, FL 34997 Property Records

Martin County property record for 2827 SW Monarch Trl, Stuart, FL 34997

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,134 sqft · built 1986
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$36,900 (Feb 2014)
Tax Bill	$867 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-39-40-002-010-0019.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`12-39-40-002-010-0019.0-6-0000`
Alternative APNs	`12-39-40-002-010-00190-6` `59490`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Utility Room	Utility Room
Elevator	Elevator

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Porch	Open/Screened Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	59490
Street Address	2827 SW MONARCH TRL
City	STUART
State	FL
Zip	34997-8941
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RT
Legal Description	ST LUCIE FALLS BLK 10 LOT 19 & THE W10 OF LOT 20 (AKA LOT 16)
Legal Range	40E
Legal Township	39S
Legal Section	12
Legal Subdivision	ST LUCIE FALLS (AKA RIVER FOREST)
Legal Block	10
Legal Lot Number	19
Jurisdiction	MARTIN FL
Township / Civil Division	INDIANTOWN
Census Block Group	1
Census Block	1028
Census Tract	1702

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2827 SW MONARCH TRL, STUART, FL 34997-8941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Mar 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2014 · Amount on Record
Deed Sale	Feb 3, 2014 · Amount on Record
Prior Sale	May 23, 2013
Deed Document Number	20142438468
Deed Book / Page	2700 / 1715
Last Transfer Date	Mar 20, 2019
Transfer Doc	0030481068
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2827 SW MONARCH TRL, STUART, FL 34997-8941
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 SW MONARCH TRL, STUART, FL 34997-8941

Mortgage

Document Number	0031900158
Date	Jan 19, 2021
Book Page	3190/158
Instrument	2862272

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Mar 26, 2019
Property Address	2827 SW MONARCH TRL, STUART, FL 34997-8941
Document Number	0030481068
Book / Page	3048 / 1068
Map Reference	MB 12 PG 48
Instrument Date	Mar 20, 2019
Instrument	2745493
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	827 SW MONARCH TRL, 827, STUART, FL 34997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 SW MONARCH TRL, STUART, FL 34997-8941

Mortgage

Document Number	0002745494
Date	Mar 26, 2019
Instrument	2745494

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$867.00 (+0.81%) Homeowner's exemption Disabled Person's exemption	$66,964 (+5.99%)	$154,150 (+27.05%) Land $110,000 Building $44,150
2024	$860.00 (+3.24%)
2023	$833.00 (-5.45%) Additional exemption filed	$63,182 (+3%)	$121,330 (+9.85%) Land $80,000 Building $41,330
2022	$881.00 Homeowner's exemption Senior Citizen's exemption	$61,342	$110,450 Land $74,370 Building $36,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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