2827 State Hwy 20 E, Freeport, FL 32439 Property Records

Walton County property record for 2827 State Hwy 20 E, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	6 bd · 7.5 ba · 12,936 sqft · built 2024
Lot Size	7.52 acres (327,571 sqft)
Owner	2 Trust Names on File
Last Sale	$425,000 (Jun 2022)
Tax Bill	$26,535 (2025)
Deeds & Mortgages	Oct 2024 Transfer Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-1S-19-23000-001-0020`

Property Details

APN / Parcel Number

Primary APN	`24-1S-19-23000-001-0020`
Alternative APNs	`24-119-23000-001-0020` `1043920`

Interior

Bedrooms	6 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	12,936 sqft Living Area
Gross Area	19,484 sqft
1st Floor Area	5,400 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	327,571 sqft (7.52 acres)
Lot Dimensions	209 ft deep x 355 ft wide
Garage Type	Attached
Garage Area	1,566 sqft

Exterior Amenities

Pool House	Pool House
Porch	Finished Screened Porch
Pole Barn	Pole Barn
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2827 STATE HIGHWAY 20 E
City	FREEPORT
State	FL
Zip	32439-4450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSA
Legal Description	COM NE/C OF SE4 OF NE4 SEC 24-1S-19W, W 305FT TO POB, CONT W 355FT, S 00 DEG 1641W 911.44FT TO N ROW OF SR 20, S 86 DEG 2621E ALG ROW 355.58FT, N 00 DEG 1641E 933.53FT TO POB.
Legal Range	019
Legal Township	01S
Legal Section	24
Legal Block	100
Legal Lot Number	20
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2096
Census Tract	950501

Owner

2827 State Hwy 20 E is owner-occupied and held in a trust since October 2024.

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2827 STATE HIGHWAY 20 E, FREEPORT, FL 32439-4450
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 3, 2022	Warranty Deed, Transfer THE FIRST A NATIONAL BANKING ASSN
Oct 1, 2019	Loan Modification, Mortgage HANCOCK WHITNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Apr 12, 2005 · Amount on File
Deed Document Number	202226266
Deed Book / Page	3254 / 4616
Last Transfer Date	Oct 3, 2024
Transfer Doc	0033381010
Record Updated	Jun 8, 2026

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Oct 7, 2024
Property Address	2827 STATE HIGHWAY 20 E, FREEPORT, FL 32439-4450
Document Number	0033381010
Book / Page	3338 / 1010
Instrument Date	Oct 3, 2024
Instrument	20240035069
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2827 STATE HIGHWAY 20 E, FREEPORT, FL 32439-4450

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2827 STATE HIGHWAY 20 E, FREEPORT, FL 32439-4450

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 3, 2022
Property Address	2827 STATE HIGHWAY 20 E, FREEPORT, FL 32439-4450
Document Number	0032544616
Book / Page	3254 / 4616
Instrument Date	May 27, 2022
Instrument	20220026266
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	267 WESTWIND RD, HENDERSON, NV 89074-4148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 WHISPERING LAKE DR, SANTA ROSA BEACH, FL 32459-4294

Mortgage

Document Number	0032544618
Date	Jun 3, 2022
Instrument	3254/4618

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank

Agreement

Amount	Amount on Record

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	2827 STATE HIGHWAY 20 E, FREEPORT, FL 32439
Document Number	0031231263
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 N TUTTLE AVE SARASOTA FL 34239, SARASOTA, FL 34239

Mortgage

Document Number	0031231263
Date	Nov 5, 2019
Book Page	003123/001263
Instrument	38788

Lender

Name	HANCOCK WHITNEY
Address	PO BOX 4019, GULFPORT, MS 39502-4019

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 4, 2029

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2827 State Hwy 20 E was $26,535, up 490.6% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,535.00 (+490.59%)	$2,111,592 (+514.68%) Land $338,400 Building $1,773,192	$2,111,592 (+514.68%) Land $338,400 Building $1,773,192
2024	$4,493.00 (+0.25%)	$343,526 (-) Land $343,176 Building $350	$343,526 (-) Land $343,176 Building $350
2023	$4,482.00 (+4,617.89%)	$343,526 (+2,892.91%) Land $343,176 Building $350	$343,526 (+2,892.91%) Land $343,176 Building $350
2022	$95.00	$11,478 Land $11,128 Building $350	$11,478 Land $11,128 Building $350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2827 State Hwy 20 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	68 (1990–2020)
Claims Outside the SFHA	15 of 68
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2827 State Hwy 20 E is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

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