Hernando County property record for 28265 Rustic River Dr, Brooksville, FL 34602
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 648 sqft · built 1994 |
| Lot Size | 4.8 acres (209,088 sqft) |
| Owner | Individual Name on File |
| Last Sale | $56,500 (Jul 2000) |
| Tax Bill | $4,049 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R35-423-20-7028-0000-0020 |
| Primary APN | R35-423-20-7028-0000-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 648 sqft Living Area |
| Gross Area | 776 sqft |
| 1st Floor Area | 408 sqft |
| Upper Floors Area | 240 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gambrel |
| Roof Material | Metal |
| Lot Area | 209,088 sqft (4.8 acres) |
| Porch | Screened Porch |
|---|---|
| Porch Area | 176 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Utility Building | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01268452 |
|---|---|
| Street Address | 28265 RUSTIC RIVER DR |
| City | BROOKSVILLE |
| State | FL |
| Zip | 34602-6225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROWN ACRES - CLASS 1 SUB W/12 OF NE1/4 OF NE1/4 OF SE 1/4 LESS S40 FT AKA TR 2 IN (S-93-050) DES IN ORB 952 PG 588 ORB 2316 PG 1165 |
| Legal Range | 20E |
| Legal Township | 23S |
| Legal Section | 35 |
| Legal Subdivision | CROWN ACRES - CLASS 1 SUB |
| Legal Tract | 2 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | BROOKSVILLE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 40301 |
28265 Rustic River Dr is owned and occupied by an individual who acquired it in August 2006.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28265 RUSTIC RIVER DR, BROOKSVILLE, FL 34602-6225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2000 · Amount on File |
| Deed Sale | Jul 20, 2000 · Amount on File |
| Deed Book / Page | 1353 / 1203 |
| Last Transfer Date | Aug 14, 2006 |
| Transfer Doc | 0023161165 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 28265 RUSTIC RIVER DR, BROOKSVILLE, FL 34602-6225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GULF COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0034280120 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 3428/0120 |
| Instrument | 2017000434 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
The 2025 property tax bill for 28265 Rustic River Dr was $4,049.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,049.00 | $186,307 | $334,589 Land $245,388 Building $89,201 |
| 2023 | $153,973 Land $78,670 Building $75,303 | ||
| 2022 | $2,775.00 | $222,837 Land $131,040 Building $91,797 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28265 Rustic River Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28265 Rustic River Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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