2826 Upton Ave, Toledo, OH 43606 Property Records

Lucas County property record for 2826 Upton Ave, Toledo, OH 43606

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,944 sqft · built 1960
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$155,500 (Dec 2025)
Tax Bill	$2,368 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-20914`

Property Details

APN / Parcel Number

Primary APN	`16-20914`
Alternative APN	`04222037`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,944 sqft Total Area
1st Floor Area	960 sqft
2nd Floor Area	984 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1960
Architectural Style	Duplex Single
Exterior Material	Brick/Stone
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2826 UPTON AVE
City	TOLEDO
State	OH
Zip	43606-3959
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	10-RD6
Legal Description	WHITNEY HILLS LOT 235
Legal Subdivision	WHITNEY HILLS
Legal Lot Number	235
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1022
Census Tract	1303

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2826 UPTON AVE, TOLEDO, OH 43606-3959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 26, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on File
Deed Sale	Dec 30, 2025 · Amount on File
Deed Document Number	25108011
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jan 6, 2026
Property Address	2826 UPTON AVE, TOLEDO, OH 43606-3959
Document Number	0000001259
Instrument Date	Dec 22, 2025
Instrument	202601060001259
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2826 UPTON AVE, TOLEDO, OH 43606-3959

Mortgage

Document Number	0000001260
Date	Jan 6, 2026
Instrument	202601060001260

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LUCAS OH
Recording Date	Feb 26, 2024
Property Address	2826 UPTON AVE, TOLEDO, OH 43606-3959
Document Number	0000005938
Instrument Date	Feb 23, 2024
Instrument	202402260005938
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,368.00 (+40.95%) Homeowner's exemption	$38,990 (-) Land $1,820 Building $37,170
2024	$1,680.00 (+6.94%) Homeowner's exemption	$38,990 (+17.26%) Land $1,820 Building $37,170	$111,400 (+17.26%) Land $5,200 Building $106,200
2023	$1,571.00 (-1.87%) Homeowner's exemption	$33,250 (-) Land $1,610 Building $31,640
2022	$1,601.00 Homeowner's exemption	$33,250 Land $1,610 Building $31,640
2021			$95,000 Land $4,600 Building $90,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless, AT&T.

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