2826 Ridge Ave, Springfield, IL 62702 Property Records

Sangamon County property record for 2826 Ridge Ave, Springfield, IL 62702

Property Summary

Property Type	Single Family Home
Lot Size	2.83 acres (123,557 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Feb 2025)
Tax Bill	$4,864 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-24.0-380-010`

Property Details

APN / Parcel Number

Primary APN	`14-24.0-380-010`
Alternative APN	`14240380010 (CHECK DIGIT = 3)`

Exterior

Lot Area	123,557 sqft (2.83 acres)

Location & Zoning

Account Number	14240380010
Street Address	2826 RIDGE AVE
City	SPRINGFIELD
State	IL
Zip	62702-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WANLESS CAPITAL HEIGHTS ADDN E 650' L 53&54
Legal Subdivision	WANLESS CAPITAL HEIGHTS ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	3
Census Block	3012
Census Tract	600

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	608 SUNNY BROOK RD, SPRINGFIELD, IL 62702-3300
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK & TRUST CO
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK & TRUST CO
May 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025 · Amount on Record
Deed Sale	Feb 3, 2025 · Amount on Record
Prior Sale	Sep 10, 2013 · Amount on Record
Deed Document Number	20251778
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2826 RIDGE AVE, SPRINGFIELD, IL 62702-4444
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R00343
Date	Jan 7, 2020
Instrument	2020R00343

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2034

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2826 RIDGE AVE, SPRINGFIELD, IL 62702-4444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R00343
Date	Jan 7, 2020
Instrument	2020R00343

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2034

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2826 RIDGE AVE, SPRINGFIELD, IL 62702-4444
Transaction Type	Mortgage
Record Updated	May 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R08049
Date	May 2, 2019
Instrument	2019R08049

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,864.00 (+39.81%)	$60,079 (+54.74%) Land $17,086 Building $42,993	$180,237 (+54.74%) Land $51,258 Building $128,979
2022	$3,479.00	$38,825 Land $13,806 Building $25,019	$116,475 Land $41,418 Building $75,057

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGE VILLAGE MHP private · serves 120 people · EPA ID IL1670160
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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