Cook County property record for 2826 N Rutherford Ave, Chicago, IL 60634
| Property Type | Residential |
|---|---|
| Details | 4 bd · 2 ba · 1,527 sqft · built 1949 |
| Lot Size | 0.109 acres (4,756 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Aug 2026) |
| Tax Bill | $6,230 (2024) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-30-224-021 |
| Primary APN | 13-30-224-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,527 sqft Gross Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 4,756 sqft (0.109 acres) |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2826 N RUTHERFORD AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60634-4841 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Local Zoning Code | RS-2 |
| Legal Description | (FIRST) ADD TO (MONTCLARE)(GARDENS) SUB OF EX PT TAKE N FOR RR WH NE SEC 30-40-13 |
| Legal Range | 13E |
| Legal Township | 40N |
| Legal Section | 30 |
| Legal Subdivision | FIRST ADD TO MONTCLARE GARDENS |
| Legal Lot Number | 126 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 180100 |
Source: Cook County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2826 N RUTHERFORD AVE, CHICAGO, IL 60634-4841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Aug 20, 2026 | Warranty Deed, Transfer · FHA Mortgage SOLUTIONS FINANCIAL MORTGAGE |
| Jan 25, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Oct 1, 2021 | Intrafamily Transfer, Transfer |
| Mar 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on Record |
| Deed Sale | Aug 20, 2026 · Amount on Record |
| Prior Sale | Nov 21, 2014 · Amount on Record |
| Deed Document Number | 202623219192 |
| Prior Transfer Date | Sep 21, 2021 |
| Prior Transfer Doc | 0000046257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 20, 2026 |
| Property Address | 2826 N RUTHERFORD AVE, CHICAGO, IL 60634-4841 |
| Document Number | 0000019192 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202619192 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $77,265.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2826 N RUTHERFORD AVE, CHICAGO, IL 60634-4841 |
| Document Number | 0000019193, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 202623219193 |
| Name | SOLUTIONS FINANCIAL MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.88% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2826 N RUTHERFORD AVE, CHICAGO, IL 60634-4841 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2826 N RUTHERFORD AVE, CHICAGO, IL 60634-4841 |
| Document Number | 0002555022 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2202555022 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2826 N RUTHERFORD AVE, CHICAGO, IL 60634-4841 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0027839267 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2127839267 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 1, 2021 |
| Property Address | 2826 N RUTHERFORD AVE, CHICAGO, IL 60634-4841 |
| Document Number | 0027446257 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2127446257 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2826 N RUTHERFORD AVE, 2826, CHICAGO, IL 60634-4841 |
| Name | Verified Name |
|---|---|
| Address | 2826 N RUTHERFORD AVE, CHICAGO, IL 60634-4841 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2826 N RUTHERFORD AVE, CHICAGO, IL 60634-4841 |
| Document Number | 2009939033 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2020 |
| Title Company | PLYMOUTH TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2826 N RUTHERFORD AVE CHICAGO IL 606344841, CHICAGO, IL 60634-4841 |
| Document Number | 2009939033 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 9939033 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 7, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,000 (-6.06%) Land $14,744 Building $16,256 | $310,000 (-6.06%) Land $147,440 Building $162,560 | |
| 2024 | $6,230.00 (-10.58%) | ||
| 2023 | $6,967.00 (+2.59%) | ||
| 2022 | $6,791.00 | $33,000 Land $11,890 Building $21,110 | $330,000 Land $118,900 Building $211,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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