2826 James Dr, Dyer, IN 46311 Property Records

Lake County property record for 2826 James Dr, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,089 sqft · built 1972
Lot Size	0.432 acres (18,818 sqft)
Owner	2 Owner Names on File
Tax Bill	$3,632 (2024)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0107-0002`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0107-0002`
Alternative APN	`45-10-13-477-028.000-034`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,089 sqft Living Area
Basement Area	760 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,818 sqft (0.432 acres)
Lot Dimensions	171 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	009-12-14-0107-0002
Street Address	2826 JAMES DR
City	DYER
State	IN
Zip	46311-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHILLING'S 5TH ADD LOT 2 & HAWTHORNE HILLS ADD PT E.50FT OF LOT 62 & 63 EX S.20 8.97FT
Legal Subdivision	SCHILLING'S 5TH ADD
Legal Lot Number	2
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2020
Census Tract	42802

Owner

The current owner of 2826 James Dr acquired it in September 2008.

Source: Lake County records, as of March 18, 2026

Owner of Record	2 Owner Names on File
Mailing Address	2826 JAMES DR, DYER, IN 46311-2341
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2008
Deed Sale	Sep 2, 2008
Prior Sale	Jan 17, 2008
Deed Document Number	2008 061687
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	2826 JAMES DR, DYER, IN 46311-2341
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	NATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023262
Date	Mar 16, 2021
Instrument	2021-023262

Lender

Name	MAROON FINANCIAL CU
Type	Credit Union
Address	CHICAGO, IL 60637

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$353,300 Land $109,200 Building $244,100	$353,300 Land $109,200 Building $244,100
2024	$3,632.00
2023		$322,400 (+1.16%) Land $109,200 Building $213,200	$322,400 (+1.16%) Land $109,200 Building $213,200
2022	$3,872.00	$318,700 Land $109,200 Building $209,500	$318,700 Land $109,200 Building $209,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2826 James Dr in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	34 (1979–2026)
Claims Outside the SFHA	2 of 34
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims Severe Storms And Flooding, Sep 2008 · 12 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2826 James Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20