2826 Hubbard St, Dearborn, MI 48124 Property Records

Wayne County property record for 2826 Hubbard St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,291 sqft · built 1942
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jan 2016)
Tax Bill	$4,649 (2025)
Deeds & Mortgages	Aug 2026 Sale May 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-282-19-024`

Property Details

APN / Parcel Number

Primary APN	`82-09-282-19-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,291 sqft Living Area
1st Floor Area	892 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	133 ft deep x 40 ft wide
Garage Area	290 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2826 HUBBARD ST
City	DEARBORN
State	MI
Zip	48124-3477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 87 PARDEES SUB
Legal Subdivision	PARDEES
Legal Lot Number	87
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1012
Census Tract	575100

Owner

2826 Hubbard St is owned and occupied by an individual who bought it in January 2016.

Source: Wayne County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2826 HUBBARD ST, DEARBORN, MI 48124-3477
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 28, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Aug 20, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 27, 2023	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Feb 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2016 · Amount on File
Deed Sale	Jan 20, 2016 · Amount on File
Prior Sale	Aug 25, 2011 · Amount on File
Deed Document Number	201644758
Deed Book / Page	52703 / 1355
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 26, 2026
Property Address	2826 HUBBARD ST, DEARBORN, MI 48124-3477
Document Number	0000242677
Book / Page	60439 / 780
Instrument Date	Jun 9, 2026
Instrument	2026242677
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2826 HUBBARD ST, DEARBORN, MI 48124-3477

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	May 28, 2026
Property Address	2826 HUBBARD ST, DEARBORN, MI 48124-3477
Document Number	0000191995
Book / Page	60310 / 101
Instrument Date	May 19, 2026
Instrument	2026191995
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2826 HUBBARD ST, DEARBORN, MI 48124-3477

Mortgage

Document Number	0000191995,
Date	May 28, 2026
Book Page	60310/101
Instrument	2026191995

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Jun 1, 2066

Interest

Rate	6.23%
Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	2826 HUBBARD ST, DEARBORN, MI 48124-3477
Transaction Type	Mortgage
Record Updated	Nov 13, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2826 HUBBARD ST, DEARBORN, MI 48124-3477

Mortgage

Document Number	0597310129
Date	Aug 20, 2025
Book Page	59731/129
Instrument	2025239541

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	Jan 1, 2051

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	2826 HUBBARD ST, DEARBORN, MI 48124-3477
Transaction Type	Mortgage
Record Updated	Feb 2, 2024
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2826 HUBBARD ST, DEARBORN, MI 48124-3477

Mortgage

Document Number	0586140521
Date	Dec 27, 2023
Book Page	58614/521
Instrument	2024003202

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jan 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	2826 HUBBARD ST, DEARBORN, MI 48124-3477
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2826 HUBBARD ST, DEARBORN, MI 48124-3477

Mortgage

Document Number	0571650895
Date	Nov 3, 2021
Book Page	57165/895
Instrument	2021393627

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	80324

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	352 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	2826 HUBBARD ST, DEARBORN, MI 48124-3477
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2826 HUBBARD ST, DEARBORN, MI 48124-3477

Mortgage

Document Number	0564451421
Date	Feb 19, 2021
Book Page	56445/1421
Instrument	2021065461

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2826 Hubbard St was $4,649 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,600 (-4.18%)	$183,200 (-4.18%)
2025	$4,649.00 Homeowner's exemption	$95,600	$191,200
2023		$75,400	$150,800
2019	$2,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2826 Hubbard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2826 Hubbard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: 123.NET, T-Mobile.

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