2826 E Main St, Richmond, IN 47374 Property Records

Wayne County property record for 2826 E Main St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,604 sqft · built 1929
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,900 (Apr 2019)
Tax Bill	$1,292 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-31083-00`

Property Details

APN / Parcel Number

Primary APN	`029-31083-00`
Alternative APNs	`89-16-34-340-212.000-030` `463434021200029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,604 sqft
Basement Area	788 sqft
Unfinished Basement	788 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1979
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	161 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	463434021200029
Street Address	2826 E MAIN ST
City	RICHMOND
State	IN
Zip	47374-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 M S C EX 50 SQ FT
Legal Subdivision	MARCHARTON ADD
Legal Lot Number	42
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1049
Census Tract	1102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Main Street-Glen Miller Park Historic District listed 1986 · 100 contributing resources · NRIS 86000612

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2826 E MAIN ST, RICHMOND, IN 47374-3544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Jun 26, 2017	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2019 · Amount on Record
Deed Sale	Apr 11, 2019 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	20192794
Record Updated	Sep 20, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Apr 11, 2019
Property Address	2826 E MAIN ST, RICHMOND, IN 47374-3544
Document Number	2019002794
Instrument Date	Apr 10, 2019
Instrument	2019002794
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019002795
Date	Apr 11, 2019
Instrument	2019002795

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 26, 2017
Property Address	2826 E MAIN ST, RICHMOND, IN 47374-3544
Document Number	2017005025
Instrument Date	Jun 20, 2017
Instrument	2017005025
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2826 E MAIN ST, RICHMOND, IN 47374-3544
Investor	Possibly a Property Investor

Mortgage

Document Number	2017005026
Date	Jun 26, 2017
Instrument	2017005026

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,292.00 (-8.3%)	$143,600 (+16.37%) Land $17,100 Building $126,500	$143,600 (+16.37%) Land $17,100 Building $126,500
2024	$1,409.00 (+15.68%)
2023		$123,400 (+1.31%) Land $12,700 Building $110,700	$123,400 (+1.31%) Land $12,700 Building $110,700
2022	$1,218.00 Homeowner's exemption	$121,800 Land $12,700 Building $109,100	$121,800 Land $12,700 Building $109,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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