Jackson County property record for 2826 Dilmore Rd, Cottondale, FL 32431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,184 sqft · built 1981 |
| Lot Size | 3.91 acres (170,320 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jun 2019) |
| Tax Bill | $2,155 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-4N-11-0000-0070-0010 |
| Primary APN | 17-4N-11-0000-0070-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,184 sqft Heated Area |
| Gross Area | 2,962 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 170,320 sqft (3.91 acres) |
| Porch | Enclosed Porch |
| Fence | Fence |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2826 DILMORE RD |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-7508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 1167 P 949 BEGIN AT SWC OF NW1/4 OF SECT, N ALONG W BNDY OF NW1/4 OF SECT 329.26 FT TO NWC OF S1/2 OF SW1/4 OF SW1/4 OF NW |
| Legal Range | 11W |
| Legal Township | 04N |
| Legal Section | 17 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | COTTONDALE |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 210400 |
2826 Dilmore Rd is owned and occupied by two individuals who bought it in June 2019.
Source: Jackson County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 132 COUNTY ROAD 563, ENTERPRISE, AL 36330-4628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Jun 14, 2019 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on File |
| Deed Sale | Jun 14, 2019 · Amount on File |
| Prior Sale | Nov 5, 2007 · Amount on File |
| Deed Document Number | 201932007366 |
| Deed Book / Page | 1613 / 0379 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 2826 DILMORE RD, COTTONDALE, FL 32431-7508 |
| Document Number | 0016570699 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2826 DILMORE RD COTTONDALE FL 324317508, COTTONDALE, FL 32431-7508 |
| Document Number | 0016570699 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 001657/000699 |
| Instrument | 32007214 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON FL |
| Recording Date | Jun 14, 2019 |
| Property Address | 2826 DILMORE RD, COTTONDALE, FL 32431-7508 |
| Document Number | 0016130379 |
| Book / Page | 001613 / 000379 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 32007366 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5789 WHISKEY RIVER DR COLORADO SPRINGS CO 809234153, COLORADO SPRINGS, CO 80923-4153 |
| Document Number | 16130381 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 001613/000381 |
| Instrument | 32007367 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2049 |
The 2025 property tax bill for 2826 Dilmore Rd was $2,155 with a homeowner's exemption, up 3.1% from the year before.
Source: Jackson County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,155.00 (+3.11%) Homeowner's exemption | $202,015 (+2.9%) | $285,917 (-1.05%) Land $23,460 Building $262,457 |
| 2024 | $2,090.00 (+5.77%) Homeowner's exemption | $196,322 (+3%) | $288,951 (+2.87%) Land $23,460 Building $265,491 |
| 2023 | $1,976.00 (+10.14%) Homeowner's exemption | $190,604 (+3%) | $280,894 (+20.1%) Land $23,460 Building $257,434 |
| 2022 | $1,794.00 Homeowner's exemption | $185,052 | $233,893 Land $21,505 Building $212,388 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2826 Dilmore Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2826 Dilmore Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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