2826 Cinema, Cottondale, FL 32431 Property Records

Jackson County property record for 2826 Cinema, Cottondale, FL 32431

Property Summary

Property TypeMobile Home
Details5 bd · 3 ba · 2,304 sqft · built 2020
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on File
Tax Bill$428 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN32-5N-11-0000-0160-0020

Property Details

APN / Parcel Number

Primary APN32-5N-11-0000-0160-0020

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,304 sqft Heated Area
Gross Area2,544 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area174,240 sqft (4 acres)
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2826 CINEMA
CityCOTTONDALE
StateFL
Zip32431-7351
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionOR 196 P 791 S1/2 OF FOLLOW COMM AT SEC OF SW1/4 OF SW1/4, RUN N 87* W 378 FT TO BEGIN, RUN N 87* W 378 FT, N 2* E 921 FT, S
Legal Range11W
Legal Township05N
Legal Section32
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group3
Census Block3005
Census Tract210400

Owner

2826 Cinema, a mobile home, is owned and occupied by two individuals who acquired it in April 2020.

Source: Jackson County records, as of December 22, 2025

Owner of Record2 Individual Names on File
Mailing Address2826 CINEMA, COTTONDALE, FL 32431-7351
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2020
Deed SaleApr 24, 2020
Deed Document Number0001650723
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address2822 CINEMA, COTTONDALE, FL 32431-7351
Document Number0016500725
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedJun 9, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2824 CINEMA COTTONDALE FL 324317351, COTTONDALE, FL 32431-7351

Mortgage

Document Number0016500725
DateMay 19, 2020
Book Page001650/000725
Instrument32004961
Lender
NameTWENTYFIRST MTG
TypeMortgage Company
AddressKNOXVILLE, TN 37902
Agreement
AmountAmount on Record
Term276 Months
DueMay 18, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 2826 Cinema was $428 with exemptions applied, up 6.5% from the year before.

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$428.00 (+6.47%) Homeowner's exemption Widower's exemption Additional exemption filed$107,285 (+2.9%)$237,479 (-0.94%) Land $24,000 Building $213,479
2024$402.00 (+8.94%) Homeowner's exemption Widower's exemption Additional exemption filed$104,261 (+3%)$239,721 (+7.45%) Land $24,000 Building $215,721
2023$369.00 (-46.29%) Homeowner's exemption Widower's exemption$101,224 (+5.33%)$223,101 (+28.15%) Land $24,000 Building $199,101
2022$687.00 Homeowner's exemption Widower's exemption$96,101$174,092 Land $22,000 Building $152,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2826 Cinema in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2826 Cinema is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTTONDALE WATER SYSTEM
serves 861 people · EPA ID FL1320143
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
CenturyLink
DSL
10 / 1

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