2826 Cheswolde Rd, Baltimore, MD 21209 Property Records

Baltimore City property record for 2826 Cheswolde Rd, Baltimore, MD 21209

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,377 sqft · built 1942
Lot Size	0.244 acres (10,647 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Aug 2016)
Tax Bill	$6,218 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2022 Line of Credit + 4 more
APN	`27-22-4331-021`

Property Details

APN / Parcel Number

Primary APN	`27-22-4331-021`
Alternative APN	`224331 021`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,377 sqft Total Area
1st Floor Area	982 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Slate
Lot Area	10,647 sqft (0.244 acres)
Lot Dimensions	236 ft deep x 45 ft wide
Porch	Enclosed Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	224331 021
Old Parcel Number	27224331 021
Street Address	2826 CHESWOLDE RD
City	BALTIMORE
State	MD
Zip	21209-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	45X236-8
Legal Section	22
Legal Block	4331
Legal Lot Number	21
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	2
Census Block	2002
Census Tract	272004

Owner

2826 Cheswolde Rd is owned and occupied by two individuals who bought it in August 2016.

Source: Baltimore City records, as of September 4, 2023

Owner of Record	2 Individual Names on File
Mailing Address	2826 CHESWOLDE RD, BALTIMORE, MD 21209-3931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit UNIVEST BANK & TRUST CO
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 30, 2020	Deed of Trust, Mortgage · Reverse Mortgage ACADEMY MORTGAGE CU
Mar 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2016 · Amount on File
Deed Sale	Aug 30, 2016 · Amount on File
Deed Document Number	288177
Deed Book / Page	18411 / 261
Prior Transfer Date	Aug 29, 2016
Prior Transfer Doc	0184110261
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	2826 CHESWOLDE RD, BALTIMORE, MD 21209-3931
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0284120413
Date	Oct 8, 2025
Book Page	28412/413

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	2826 CHESWOLDE RD, BALTIMORE, MD 21209-3931
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0248150347
Date	Jul 11, 2022
Book Page	24815/347

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	2826 CHESWOLDE RD, BALTIMORE, MD 21209-3931
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	COMMERCE TITLE COMPANY, COMMERCE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0227180488
Date	Mar 4, 2021
Book Page	22718/488

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	2826 CHESWOLDE RD, BALTIMORE, MD 21209-3931
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMERCE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0215140188
Date	Oct 21, 2019
Book Page	21514/188

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	2826 CHESWOLDE RD, BALTIMORE, MD 21209-3931
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMERCE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0223000351
Date	Sep 30, 2020
Book Page	22300/351

Lender

Name	ACADEMY MORTGAGE CU
Type	Credit Union
Address	DRAPER, UT 84020

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	2826 CHESWOLDE RD, BALTIMORE, MD 21209-3931
Document Number	0203320065
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2826 CHESWOLDE RD BALTIMORE MD 212093931, BALTIMORE, MD 21209-3931

Mortgage

Document Number	0203320065
Date	Jul 16, 2018
Book Page	020332/000065

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	BALTIMORE, MD 21215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2028

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,218.00	$263,500	$265,800 Land $102,900 Building $162,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2826 Cheswolde Rd; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2826 Cheswolde Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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