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2826 Bembridge Rd, Royal Oak, MI 48073 Property Records

Oakland County property record for 2826 Bembridge Rd, Royal Oak, MI 48073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,176 sqft · built 1954
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$472,000 (Dec 2025)
Tax Bill$4,760 (2025)
Deeds & MortgagesMar 2021 Mortgage
Dec 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN72-25-08-127-039

Property Details

APN / Parcel Number

Primary APN72-25-08-127-039

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area941 sqft
Basement Area941 sqft
Finished Basement891 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleBungalow
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions128 ft deep x 47.6 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area119 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2826 BEMBRIDGE RD
CityROYAL OAK
StateMI
Zip48073-2989
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 8 WOODWARDSIDE SUB LOT 265 EXC NELY 30 FT & ALL OF LOT 266
Legal Range11E
Legal Township01N
Legal Section08
Legal Subdivision8 WOODWARDSIDE SUB
Legal Lot Number265-266
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group1
Census Block1001
Census Tract183600

Owner

2826 Bembridge Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address5518 WHITFIELD DR, TROY, MI 48098-5102
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Dec 5, 2025Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 17, 2020Warranty Deed, Transfer
STATE STREET TITLE AGENCY LLC, STATE STREET TITLE AGCY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2025 · Amount on File
Deed SaleDec 5, 2025 · Amount on File
Prior SaleMay 8, 2024 · Amount on File
Deed Document Number2025152150
Deed Book / Page60755 / 484
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2826 BEMBRIDGE RD, ROYAL OAK, MI 48073-2989
Transaction TypeMortgage
Record UpdatedDec 19, 2025
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3917 COTTONTAIL LN, BLOOMFIELD, MI 48301-1909

Mortgage

Document Number0000058881
DateMar 5, 2021
Book Page55830/729
Instrument58881
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateDec 5, 2025
Property Address2826 BEMBRIDGE RD, ROYAL OAK, MI 48073-2989
Document Number20250152150
Book / Page60755 / 484
Map ReferenceLB 38 PG 6
Instrument DateNov 19, 2025
Instrument20250152150
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyTITLE RX AGENCY, TITLE WRX AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2826 BEMBRIDGE RD, ROYAL OAK, MI 48073-2989

Transferred To (Grantee/Buyer)

NameVerified Name
Address2826 BEMBRIDGE RD, ROYAL OAK, MI 48073-2989

Mortgage

Document Number0060755487
DateDec 5, 2025
Instrument60755/487
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2055

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 17, 2020
Property Address2826 BEMBRIDGE RD, ROYAL OAK, MI 48073-2989
Document Number0000242666
Book / Page055191 / 000491
Instrument DateNov 13, 2020
Instrument242666
Transaction TypeTransfer
Record UpdatedDec 22, 2020
Title CompanySTATE STREET TITLE AGENCY LLC, STATE STREET TITLE AGCY LLC

Transaction

AmountAmount on Record
Tax$2,365.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3917 COTTONTAIL LN BLOOMFIELD HILLS MI 483011909, BLOOMFIELD HILLS, MI 48301-1909

Tax Assessment & Valuation

The 2025 property tax bill for 2826 Bembridge Rd was $4,760 with a homeowner's exemption, down 8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,760.00 (-8%) Homeowner's exemption$163,110 (+17.08%)$326,220 (+17.08%)
2024$5,174.00$139,320$278,640
2021$6,802.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2826 Bembridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2826 Bembridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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