Cook County property record for 2826 189th Pl, Lansing, IL 60438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,160 sqft · built 1966 |
| Lot Size | 0.187 acres (8,161 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,218 (2023) |
| Deeds & Mortgages | Oct 2026 Line of Credit Oct 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-06-210-029 |
| Primary APN | 33-06-210-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,160 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,161 sqft (0.187 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2826 189TH PL |
|---|---|
| City | LANSING |
| State | IL |
| Zip | 60438-3424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (OAKWOOD) (ESTATES) (UNIT5) SUB OF PT OF WH WH NE & P T OF WH EH WH NE SEC 06-35-15 |
| Legal Range | 15E |
| Legal Township | 35N |
| Legal Section | 06 |
| Legal Subdivision | OAKWOOD ESTATES UNIT5 |
| Legal Lot Number | 257 |
| Legal Unit | 5 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BLOOM |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 828505 |
2826 189th Pl is owned and occupied by two individuals who acquired it in December 2024.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2826 189TH PL, LANSING, IL 60438-3424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK |
| Oct 29, 2025 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 1, 2016 | Loan Modification, Mortgage · Conventional Mortgage BMO HARRIS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 19, 2024 |
| Transfer Doc | 0000024029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 2, 2026 |
| Property Address | 2826 189TH PL, LANSING, IL 60438-3424 |
| Document Number | 0000016072 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202627516072 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2826 189TH PL, LANSING, IL 60438-3424 |
| Document Number | 0000016072, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 202627516072 |
| Name | BMO HARRIS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2056 |
| Rate | 11.1% |
|---|---|
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 29, 2025 |
| Property Address | 2826 189TH PL, LANSING, IL 60438-3424 |
| Document Number | 0030202188 |
| Map Reference | DOC 90165351 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 2530202188 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2826 189TH PL, LANSING, IL 60438-3424 |
| Name | Verified Name |
|---|---|
| Address | 6520 W LAKEWAY DR, MONEE, IL 60449-8102 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2826 189TH PL, LANSING, IL 60438-3424 |
| Document Number | 1703306158 |
| Instrument Date | Nov 1, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2826 189TH PL LANSING IL 604383424, LANSING, IL 60438-3424 |
| Document Number | 1703306158 |
|---|---|
| Date | Feb 2, 2017 |
| Instrument | 3306158 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 468 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bloom Township |
| Municipality | Lansing Village |
| Elementary School District | Sunnybrook School District 171 (PK - 08) |
| Secondary School District | Thornton Fractional Township High School District 215 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,000 Land $3,468 Building $18,532 | $220,000 Land $34,680 Building $185,320 | |
| 2023 | $3,218.00 (-22.77%) Homeowner's exemption Senior Citizen's exemption | $21,999 (+57.82%) Land $3,468 Building $18,531 | $219,990 (+57.82%) Land $34,680 Building $185,310 |
| 2022 | $4,167.00 Homeowner's exemption Senior Citizen's exemption | $13,939 Land $3,060 Building $10,879 | $139,390 Land $30,600 Building $108,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2826 189th Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2008–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2826 189th Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANSING serves 29,076 people · EPA ID IL0311590 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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