28255 MONTY LN SILVERADO CA 92676, SILVERADO, CA 92676
Mortgage
Document Number
0000223306
Date
May 18, 2020
Instrument
223306
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
May 17, 2050
November 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
ORANGE CA
Recording Date
Nov 30, 2018
Property Address
28255 MONTY LN, SILVERADO, CA 92676
Document Number
0000449989
Map Reference
MB21 PG36
Instrument Date
Nov 6, 2018
Instrument
2018000449989
Transaction Type
Transfer
Record Updated
Sep 14, 2021
Title Company
FIRST AMERICAN TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
00000
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
2825 S MASTA LN, SILVERADO, CA 92676
Mortgage
Document Number
0000449990
Date
Nov 30, 2018
Instrument
2018000449990
Lender
Name
BROKER SOLUTIONS INC
Type
Funding / Finance Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Dec 1, 2048
December 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
ORANGE CA
Recording Date
Dec 15, 2017
Property Address
28255 MONTY LN, SILVERADO, CA 92676
Document Number
0000540598
Instrument Date
Dec 11, 2017
Instrument
540598
Transaction Type
Transfer
Record Updated
Jan 3, 2018
Title Company
GODEEDS INC
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Corporate Trust
Address
PO BOX 274 SILVERADO CA 926760274, SILVERADO, CA 92676-0274
October 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
ORANGE CA
Recording Date
Oct 18, 2017
Property Address
28255 MONTY LN, SILVERADO, CA 92676
Document Number
0000442335
Instrument Date
Sep 12, 2017
Instrument
442335
Transaction Type
Transfer
Record Updated
Oct 26, 2017
Title Company
CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$653.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
28255 MONTY LN SILVERADO CA 92676, SILVERADO, CA 92676
Mortgage
Document Number
442336
Date
Oct 18, 2017
Instrument
442336
Lender
Name
CASHCALL
Type
Funding / Finance Company
Address
ORANGE, CA 92868
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 17, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 28255 Monty Ln was $7,047.
Source: Orange County assessment roll, as of August 4, 2026
Property Jurisdictions
Type
Name
State
California
County
Orange County
Unified School District
Orange Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$671,315 (+2%)Land $609,817Building $61,498
2025
$7,047.00
$658,152Land $597,859Building $60,293
2023
$6,729.00 (+2.05%)
$632,597Land $574,645Building $57,952
2022
$6,594.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 28255 Monty Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 50 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
50 in force
Nearby Flood Claims
65 (1978–2024)
Claims Outside the SFHA
22 of 65
Most Recent Claim
Nov 2024 · rainfall accumulation
Claims by Event
Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 15 claims
Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 3 claims
Severe Winter Storms And Flooding, Feb 1998 · 10 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 28255 Monty Ln is extreme, ranking above 96% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Extreme above 96% of the US · above 84% of California
Wildfire Likelihood
3% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source
Surface water
Last State Inspection
Nov 2023
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025