2825 Milton Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 2825 Milton Rd, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,088 sqft · built 1975
Lot Size	2.58 acres (112,385 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jan 2021)
Tax Bill	$3,054 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09300-00-00-057D0`

Property Details

APN / Parcel Number

Primary APN	`09300-00-00-057D0`
Alternative APN	`38275`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,088 sqft Finished Area
Basement Area	288 sqft
Unfinished Basement	288 sqft
Family Room	Family Room
Flooring	Carpet

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	112,385 sqft (2.58 acres)
Garage Type	Detached
Garage Area	572 sqft

Exterior Amenities

Porch	Slab
Porch Area	26 sqft
Deck Area	332 sqft
Patio Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2825 MILTON RD
City	CHARLOTTESVILLE
State	VA
Zip	22902-7603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE PARCEL B
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	1
Census Block	1028
Census Tract	10402

Owner

2825 Milton Rd is owned and occupied by an individual who bought it in January 2021.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2825 MILTON RD, CHARLOTTESVILLE, VA 22902-7603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Grant Deed, Transfer · Conventional Mortgage DALE LUDWIG
Jul 23, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Sep 14, 2018	Grant Deed, Transfer DALE LUDWIG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on File
Deed Sale	Jan 14, 2021 · Amount on File
Prior Sale	Jul 23, 2020 · Amount on File
Deed Document Number	2021798
Deed Book / Page	5461 / 556
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 14, 2021
Property Address	2825 MILTON RD, CHARLOTTESVILLE, VA 22902-7603
Document Number	0000000798
Book / Page	005461 / 000556
Instrument Date	Dec 16, 2020
Instrument	798
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2825 MILTON RD CHARLOTTESVILLE VA 229027603, CHARLOTTESVILLE, VA 22902-7603

Mortgage

Document Number	799
Date	Jan 14, 2021
Book Page	005461/000561
Instrument	799

Lender

Name	DALE LUDWIG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 23, 2020
Property Address	2825 MILTON RD, CHARLOTTESVILLE, VA 22902-7603
Document Number	0000009432
Book / Page	005355 / 000628
Instrument Date	Jul 22, 2020
Instrument	9432
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2825 MILTON RD CHARLOTTESVILLE VA 229027603, CHARLOTTESVILLE, VA 22902-7603

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 14, 2018
Property Address	2825 MILTON RD, CHARLOTTESVILLE, VA 22902-7603
Document Number	0000010396
Book / Page	005095 / 000129
Instrument Date	Sep 14, 2018
Instrument	10396
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2825 MILTON RD CHARLOTTESVILLE VA 229027603, CHARLOTTESVILLE, VA 22902-7603

Mortgage

Document Number	10397
Date	Sep 14, 2018
Book Page	005095/000134
Instrument	10397

Lender

Name	DALE LUDWIG
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2825 Milton Rd was $3,054, up 6.8% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,054.00 (+6.82%)	$341,600 (+15.09%) Land $138,900 Building $202,700	$341,600 (+15.09%) Land $138,900 Building $202,700
2025	$2,859.00	$296,800 Land $112,500 Building $184,300	$296,800 Land $112,500 Building $184,300
2023	$2,755.00	$322,700 Land $112,500 Building $210,200	$322,700 Land $112,500 Building $210,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2825 Milton Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1985–2013)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2825 Milton Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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