2825 Gilchrist Dr, Lorena, TX 76655 Property Records

McLennan County property record for 2825 Gilchrist Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,845 sqft · built 2016
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,100 (Mar 2020)
Tax Bill	$4,064 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-252200-000402-0`

Property Details

APN / Parcel Number

Primary APN	`36-252200-000402-0`
Alternative APN	`376311`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,845 sqft Living Area
Gross Area	2,515 sqft
1st Floor Area	1,845 sqft
Flooring	Carpet

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	670 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	256 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2825 GILCHRIST DR
City	LORENA
State	TX
Zip	76655-3859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MEADOWS ADDN PH 1-A LOT 2 BLOCK 4 ACRES .179
Legal Subdivision	PARK MEADOWS ADDN PH 1-A
Legal Block	4
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2035
Census Tract	3708

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2825 GILCHRIST DR, LORENA, TX 76655-3859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Mar 23, 2020	Vendor's Lien, Transfer · Conventional Mortgage ALLY BANK
Sep 19, 2018	Warranty Deed, Transfer BANK OF AMERICA
Jul 20, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	20209711
Prior Transfer Date	Mar 10, 2020
Prior Transfer Doc	0000009711
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2825 GILCHRIST DR, LORENA, TX 76655-3859
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046048
Date	Nov 12, 2021
Instrument	2021046048

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 23, 2020
Property Address	2825 GILCHRIST DR, LORENA, TX 76655-3859
Document Number	0000009711
Map Reference	FILE 2016017337
Instrument Date	Mar 10, 2020
Instrument	2020009711
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 GILCHRIST DR, LORENA, TX 76655-3859

Mortgage

Document Number	0000009712
Date	Mar 23, 2020
Instrument	2020009712

Lender

Name	ALLY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 19, 2018
Property Address	2825 GILCHRIST DR, LORENA, TX 76655-3859
Document Number	0000033311
Instrument Date	Sep 12, 2018
Instrument	33311
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	TEXAS CENTRAL TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 GILCHRIST DR LORENA TX 766553859, LORENA, TX 76655-3859

Mortgage

Document Number	33312
Date	Sep 19, 2018
Instrument	33312

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 20, 2017
Property Address	2825 GILCHRIST DR, LORENA, TX 76655-3859
Document Number	0000023478
Map Reference	FILE2016017337
Instrument Date	Jul 20, 2017
Instrument	2017023478
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 GILCHRIST DR, LORENA, TX 76655-3859

Mortgage

Document Number	0000023479
Date	Jul 20, 2017
Instrument	2017023479

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,000 (-8.14%) Land $46,939 Building $206,061	$253,000 (-8.14%) Land $46,939 Building $206,061
2025	$4,064.00 (-12.68%) Homeowner's exemption	$275,430 (-13.49%) Land $42,730 Building $232,700	$275,430 (-13.49%) Land $42,730 Building $232,700
2024	$4,654.00 (+13.6%)
2023		$318,390 Land $42,730 Building $275,660	$318,390 Land $42,730 Building $275,660
2022	$4,097.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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