2825 Fogg Rd S, Hernando, MS 38632 Property Records

DeSoto County property record for 2825 Fogg Rd S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,715 sqft
Lot Size	4 acres (174,240 sqft)
Owner	Company Name on File
Tax Bill	$1,520 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-4-18-00-0-00021-02`

Property Details

APN / Parcel Number

Primary APN	`3-08-4-18-00-0-00021-02`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,715 sqft Adjusted Area
Interior Walls	Plywood

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	174,240 sqft (4 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	400 sqft
Utility Building	96 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	2825 FOGG RD S
City	HERNANDO
State	MS
Zip	38632-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT SE1/4 SE1/4
Legal Range	08
Legal Township	03
Legal Section	18
Legal Lot Number	21
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2028
Census Tract	71123

Owner

2825 Fogg Rd S is owned by a company that acquired it in February 2017.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Company Name on File
Mailing Address	PO BOX 558, NESBIT, MS 38651-0558
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit BANKPLUS
May 5, 2017	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF MERIDIAN
Mar 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage PLANTERS BANK & TRUST CO
Feb 13, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 13, 2017
Transfer Doc	000815/096
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	May 12, 2026
Property Address	2825 FOGG RD S, HERNANDO, MS 38632-8518
Document Number	5663051327
Book / Page	5663 / 51327
Instrument Date	May 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	5663051327,
Date	May 12, 2026
Book Page	5663/51327

Lender

Name	BANKPLUS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	May 1, 2029

Interest

Rate	6.46%
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2825 FOGG RD S, HERNANDO, MS 38632-8518
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004346/779
Date	May 5, 2017
Book Page	4346/779

Lender

Name	THE CITIZENS NATIONAL BANK OF MERIDIAN
Type	Bank
Address	SOUTHAVEN, MS 38671

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 28, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2825 FOGG RD S, HERNANDO, MS 38632-8518
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004506/185
Date	Mar 14, 2018
Book Page	4506/185
Instrument	T04506-00185

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Mar 9, 2020

Interest

Rate Type	Fixed Rate

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 13, 2017
Property Address	2825 FOGG RD S, HERNANDO, MS 38632-8518
Document Number	000815/096
Book / Page	0815 / 096
Instrument Date	Feb 1, 2017
Transaction Type	Foreclosure
Record Updated	Dec 12, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1080 RIVER OAKS DR DRB 202, 202, FLOWOOD, MS 39232-9779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 GOODMAN RD E STE 6, 6, SOUTHAVEN, MS 38671-8825
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2825 Fogg Rd S was $1,520.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,520.00	$18,428 Land $5,400 Building $13,028	$122,853 Land $36,000 Building $86,853
2023	$1,436.00	$14,365	$95,766 Land $36,000 Building $59,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2825 Fogg Rd S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2825 Fogg Rd S is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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