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2825 Cottage Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 2825 Cottage Ln, Paso Robles, CA 93446

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,605 sqft · built 2002
Lot Size0.068 acres (2,993 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Dec 2018)
Tax Bill$5,785 (2025)
Deeds & MortgagesAug 2020 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN025-802-009

Property Details

APN / Parcel Number

Primary APN025-802-009

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,605 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Construction TypeWood
Lot Area2,993 sqft (0.068 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address2825 COTTAGE LN
CityPASO ROBLES
StateCA
Zip93446-6381
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY PR TR 2376 LT 24
Legal SubdivisionRIVER OAKS
Legal Tract2376
Legal Lot Number24
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionPASO ROBLES
Census Block Group1
Census Block1042
Census Tract10207

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2825 COTTAGE LN, PASO ROBLES, CA 93446-6381
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Dec 17, 2018Grant Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2018 · Amount on Record
Deed SaleDec 17, 2018 · Amount on Record
Prior SaleOct 15, 2007
Deed Document Number2018051442
Record UpdatedJun 7, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2825 COTTAGE LN, PASO ROBLES, CA 93446-6381
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039681
DateAug 3, 2020
Instrument2020039681
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 17, 2018
Property Address2825 COTTAGE LN, PASO ROBLES, CA 93446-6381
Document Number0000051442
Map ReferenceMB19 PG72
Instrument DateOct 23, 2018
Instrument2018051442
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2825 COTTAGE LN, PASO ROBLES, CA 93446-6381

Mortgage

Document Number0000051443
DateDec 17, 2018
Instrument2018051443
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityEl Paso De Robles (Paso Robles) City
Unified School DistrictPaso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,785.00 (+4.42%)$468,514 (+4.04%) Land $200,792 Building $267,722
2023$5,540.00 (+2.31%)$450,323 Land $192,996 Building $257,327
2022$5,415.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PASO ROBLES WATER DIVISION
serves 31,176 people · EPA ID CA4010007
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Ranch Wifi
Fixed Wireless		100 / 20
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Verizon.

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