2825 Bernard Ct, Laguna Beach, CA 92651 Property Records

Orange County property record for 2825 Bernard Ct, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,705 sqft · built 1972
Lot Size	0.179 acres (7,812 sqft)
Owner	Trust Name on File
Last Sale	$4,750,000 (May 2022)
Tax Bill	$36,368 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`641-134-13`

Property Details

APN / Parcel Number

Primary APN	`641-134-13`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,705 sqft Living Area
Gross Area	2,689 sqft
Basement Area	1,284 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	7,812 sqft (0.179 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2825 BERNARD CT
City	LAGUNA BEACH
State	CA
Zip	92651-2076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1954 BLK LOT 44
Legal Subdivision	TRACT NO 1954
Legal Tract	1954
Legal Lot Number	44
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2000
Census Tract	62619

Owner

2825 Bernard Ct is owner-occupied and held in a trust since May 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	2825 BERNARD CT, LAGUNA BEACH, CA 92651-2076
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Grant Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Dec 10, 2020	Grant Deed, Transfer WESTERN RESOURCES TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	Dec 10, 2020 · Amount on File
Deed Document Number	2022181956
Prior Transfer Date	Aug 26, 2012
Prior Transfer Doc	0000532231
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 16, 2022
Property Address	2825 BERNARD CT, LAGUNA BEACH, CA 92651-2076
Document Number	0000181956
Map Reference	MB 124 PG 36-41
Instrument Date	Apr 14, 2022
Instrument	2022000181956
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2825 BERNARD CT, 2825, LAGUNA BEACH, CA 92651-2076

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2825 BERNARD CT, LAGUNA BEACH, CA 92651-2076

Mortgage

Document Number	0000181957
Date	May 16, 2022
Instrument	2022000181957

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 10, 2020
Property Address	2825 BERNARD CT, LAGUNA BEACH, CA 92651-2076
Document Number	0000728919
Instrument Date	Nov 29, 2020
Instrument	728919
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Tax	$2,211.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1685 LOUISE ST LAGUNA BEACH CA 926511223, LAGUNA BEACH, CA 92651-1223

Tax Assessment & Valuation

The 2025 property tax bill for 2825 Bernard Ct was $36,368 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,553,858 (+2%) Land $2,641,733 Building $912,125
2025	$36,368.00 Homeowner's exemption	$3,484,175 Land $2,589,934 Building $894,241
2023	$35,092.00 (+59.87%) Homeowner's exemption	$3,348,881 Land $2,489,364 Building $859,517
2022	$21,950.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2825 Bernard Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1995–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2825 Bernard Ct is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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