2825 39th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 2825 39th Ave S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Details	2,580 sqft · built 1989
Lot Size	0.536 acres (23,331 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,188 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Apr 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-2920-00970-000`

Property Details

APN / Parcel Number

Primary APN	`01-2920-00970-000`

Interior

Building Area	2,580 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Lot Area	23,331 sqft (0.536 acres)
Lot Dimensions	150 ft deep x 82 ft wide

Location & Zoning

Street Address	2825 39TH AVE S
City	FARGO
State	ND
Zip	58104-7010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 9 BLOCK: 6 ADDITION: STONEBRIDGE FARMS ADDITIONAL: STONEBRIDGE FARMS LOT 9 BLK 6
Legal Subdivision	STONEBRIDGE FARMS
Legal Block	6
Legal Lot Number	9
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3007
Census Tract	10303

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2825 39TH AVE S, FARGO, ND 58104-7010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	2825 39TH AVE S, FARGO, ND 58104-7010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001557438
Date	Feb 22, 2019
Instrument	1557438

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	2825 39TH AVE S, FARGO, ND 58104-7010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001588542
Date	Apr 27, 2020
Instrument	1588542

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,188.00 (-17.23%)	$236,400 (+6.99%) Land $57,000 Building $179,400	$472,800 (+6.99%) Land $114,000 Building $358,800
2023	$6,268.00	$220,950 Land $57,000 Building $163,950	$441,900 Land $114,000 Building $327,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	15 (1997–2015)
Claims Outside the SFHA	15 of 15
Most Recent Claim	May 2015 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2009 · 3 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

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