Alameda County property record for 28248 Cardinal St, Hayward, CA 94545
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1964 |
| Lot Size | 0.135 acres (5,900 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,191 (2025) |
| Deeds & Mortgages | Oct 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 463-5-63 |
| Primary APN | 463-5-63 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,900 sqft (0.135 acres) |
| Street Address | 28248 CARDINAL ST |
|---|---|
| City | HAYWARD |
| State | CA |
| Zip | 94545-4904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00027 BLK: 000B TR: 2583 |
| Legal Subdivision | 2583 PEDESTRAIN WAY |
| Legal Tract | 2583 |
| Legal Block | B |
| Legal Lot Number | 27 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | HAYWARD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 438400 |
28248 Cardinal St is owner-occupied and held in a trust.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 28248 CARDINAL ST, HAYWARD, CA 94545-4904 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Oct 15, 2021 |
| Property Address | 28248 CARDINAL ST, HAYWARD, CA 94545-4904 |
| Document Number | 0000344007 |
| Map Reference | MB 48 PG 79&80 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021344007 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FNC TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 28248 CARDINAL ST, HAYWARD, CA 94545-4904 |
| Document Number | 0000344008 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021344008 |
| Name | HIGHTECHLENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.57% |
| Type Change Date | Oct 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
The 2025 property tax bill for 28248 Cardinal St was $1,191 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Hayward City |
| Unified School District | Hayward Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,775 (-7.18%) Land $28,009 Building $49,766 | ||
| 2025 | $1,191.00 Homeowner's exemption | $76,250 Land $27,460 Building $48,790 | |
| 2023 | $1,163.00 Homeowner's exemption | $73,289 Land $26,393 Building $46,896 | $817,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28248 Cardinal St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28248 Cardinal St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 893 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| RobinsonHSS Fixed Wireless | 1,000 / 1,000 |
| Tekify Fiber & Wireless Fixed Wireless | 570 / 120 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures