28246 Tracy Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 28246 Tracy Rd, Hilliard, FL 32046

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,586 sqft · built 1982
Lot Size	6.34 acres (276,170 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (Apr 2012)
Tax Bill	$3,559 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-4N-23-0000-0002-0020`

Property Details

APN / Parcel Number

Primary APN	`48-4N-23-0000-0002-0020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,586 sqft Heated Area
Gross Area	3,747 sqft
1st Floor Area	3,450 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	276,170 sqft (6.34 acres)
Garage Area	540 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	733 sqft
Patio Area	140 sqft
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	28246 TRACY RD
City	HILLIARD
State	FL
Zip	32046-7488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF SEC 48-4N-23E & SEC 49-4N-23E IN OR 1307/1392 & PT OR 1339/422 (EX OR 1789/1773)
Legal Range	23E
Legal Township	04N
Legal Section	48
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2001
Census Tract	50403

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28246 TRACY RD, HILLIARD, FL 32046-7488
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2012 · Amount on Record
Deed Sale	Apr 24, 2012 · Amount on Record
Deed Document Number	201210380
Deed Book / Page	1789 / 1773
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	28246 TRACY RD, HILLIARD, FL 32046-7488
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28246 TRACY RD, HILLIARD, FL 32046-7488

Mortgage

Document Number	0024931731
Date	Sep 3, 2021
Book Page	2493/1731
Instrument	202145032996

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,559.00 (+1.37%) Homeowner's exemption	$272,230 (+2.9%)	$544,208 (+3.75%) Land $123,630 Building $420,578
2024	$3,511.00 (+1.39%) Homeowner's exemption	$264,558 (+3%)	$524,529 (+2.79%) Land $120,460 Building $404,069
2023	$3,463.00 (+10.39%) Homeowner's exemption	$256,852 (+3%)	$510,302 (+31.32%) Land $120,460 Building $389,842
2022	$3,137.00 Homeowner's exemption	$249,371	$388,600 Land $63,400 Building $325,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tracy Rd

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