2824 SE Dune Dr, Apt 2102, Stuart, FL 34996 Property Records

Martin County property record for 2824 SE Dune Dr, Apt 2102, Stuart, FL 34996

Property Summary

Property Type	Condominium
Details	3 bd · 4 ba · 2,762 sqft · built 1984
Owner	2 Company Names on File
Last Sale	$1,100,000 (Oct 2021)
Tax Bill	$19,094 (2025)
Deeds & Mortgages	Oct 2021 Sale
Flood Zone	Zone AO (high risk)
APN	`08-38-42-021-000-2102.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`08-38-42-021-000-2102.0-2-0000`
Alternative APNs	`08-38-42-021-000-21020-2` `45933`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	3 Rooms
Units	3 Units
Stories	1 Story
Building Area	2,762 sqft Living Area
1st Floor Area	2,762 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45933
Street Address	2824 SE DUNE DR, 2102
City	STUART
State	FL
Zip	34996-1926
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	2800 SE DUNE DRIVE CONDO SAILFISH POINT PHASE II UNIT 2102
Legal Range	42E
Legal Township	38S
Legal Section	8
Legal Subdivision	2800 DUNE DRIVE CONDO
Legal Block	1
Legal Lot Number	2102
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1002
Census Tract	100

Owner

2824 SE Dune Dr, Apt 2102 is owned by a company that bought it in October 2021.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	13621 DEERING BAY DR, 702, CORAL GABLES, FL 33158-2847
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Dec 2, 1999 · Amount on File
Deed Document Number	20212917888
Deed Book / Page	3261 / 1381
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 4, 2021
Property Address	2824 SE DUNE DR APT 2102, 2102, STUART, FL 34996-1926
Document Number	0032611381
Book / Page	3261 / 1381
Map Reference	MB 584 PG 2490
Instrument Date	Sep 30, 2021
Instrument	2917888
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$7,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 EDGEWOOD AVE, 172, OAKDALE, NY 11769-2036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13621 DEERING BAY DR APT 702, 702, CORAL GABLES, FL 33158-2847

Tax Assessment & Valuation

The 2025 property tax bill for 2824 SE Dune Dr, Apt 2102 was $19,094, up 4.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,094.00 (+4.37%)	$1,191,005	$1,207,310 Building $1,207,310
2024	$18,294.00 (+8.31%)
2023	$16,890.00 (+11.85%)	$984,302 (+1%)	$1,029,780 (+15.08%) Building $1,029,780
2022	$15,100.00	$894,820 Building $894,820	$894,820 Building $894,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2824 SE Dune Dr, Apt 2102 in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2824 SE Dune Dr, Apt 2102 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20