2824 Rutherford Dr, Bloomington, IL 61705 Property Records

McLean County property record for 2824 Rutherford Dr, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,008 sqft · built 1994
Lot Size	0.241 acres (10,485 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (Jan 2020)
Tax Bill	$5,492 (2024)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-19-128-014`

Property Details

APN / Parcel Number

Primary APN	`21-19-128-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,008 sqft Living Area
Gross Area	2,513 sqft
1st Floor Area	1,154 sqft
Basement Area	854 sqft
Finished Basement	854 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,485 sqft (0.241 acres)
Lot Dimensions	175 ft deep x 60 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	120 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2824 RUTHERFORD DR
City	BLOOMINGTON
State	IL
Zip	61705-6516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 68 PEPPER RIDGE SUB
Legal Range	02E
Legal Township	23N
Legal Section	19
Legal Subdivision	PEPPER RIDGE SUB
Legal Lot Number	68
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1037
Census Tract	1402

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2824 RUTHERFORD DR, BLOOMINGTON, IL 61705-6516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST STATE MORTGAGE SERVICES LLC
Sep 20, 2018	Warranty Deed, Transfer · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2020 · Amount on Record
Deed Sale	Jan 11, 2020 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	2020696
Prior Transfer Date	Oct 20, 2014
Prior Transfer Doc	0000019447
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 11, 2020
Property Address	2824 RUTHERFORD DR, BLOOMINGTON, IL 61705-6516
Document Number	202000000696
Map Reference	DOC 91-14640
Instrument Date	Jan 3, 2020
Instrument	2020-00000696
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2824 RUTHERFORD DR, BLOOMINGTON, IL 61705-6516

Mortgage

Document Number	202000000697
Date	Jan 11, 2020
Instrument	2020-00000697

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	91704

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 20, 2018
Property Address	2824 RUTHERFORD DR, BLOOMINGTON, IL 61705-6516
Document Number	201800015483
Map Reference	DOC91-14640
Instrument Date	Aug 14, 2018
Instrument	2018-00015483
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 RUTHERFORD DR, BLOOMINGTON, IL 61705-6516

Mortgage

Document Number	201800015484
Date	Sep 20, 2018
Instrument	2018-00015484

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate	4.5%

Mortgage

Document Number	201800015485
Date	Sep 20, 2018
Instrument	2018-00015485

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 10, 2023

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,055 (+27.61%) Land $19,015 Building $61,040	$240,165 (+27.61%) Land $57,045 Building $183,120
2024	$5,492.00 (+14.27%)
2023	$4,806.00	$62,734 Land $14,901 Building $47,833	$188,202 Land $44,703 Building $143,499

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

2824 Rutherford Dr, Bloomington, IL 61705 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Rutherford Dr

Nearby Streets

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