Spokane County property record for 2824 N Ruby St, Spokane, WA 99207 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,138 sqft Living Area |
| Lot Size | 6,000 sqft (0.138 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $287,000 (2022) |
| Tax Bill | $2,711.00 (2026) |
| Primary APN | 35082.1521 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,138 sqft Living Area |
| Gross Area | 1,976 sqft Gross Area |
| 1st Floor | 838 sqft 1st Floor |
| Basement Area | 838 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,000 sqft (0.138 acres) |
| Depth X Width | 120 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 420 sqft Garage |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 2824 N RUBY ST |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-2058 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MORGANS JM RES B3TO18 L25 B12 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 08 |
| Legal Subdivision | J M MORGANS ADD |
| Legal Block | 3,12 |
| Legal Lot Number | 25 |
| Jurisdiction | SPOKANE WA |
| Minor Civil Division | SPOKANE |
| Census Blockgroup | 3 |
| Census Block | 3029 |
| Census Tract | 1400 |
Source: Spokane County records · APN 35082.1521
Assessment roll updated June 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2824 N RUBY ST, SPOKANE, WA 99207-2058 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Nov 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Dec 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 15, 2018 | Quit Claim Deed, Transfer SPOKANE COUNTY TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on Record |
| Deed Sale | Nov 30, 2022 · Amount on Record |
| Prior Sale | Dec 26, 2018 · Amount on Record |
| Deed Doc Number | 20227255933 |
| Prior Transfer Date | Aug 06, 2018 |
| Prior Transfer Doc | 0006734202 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 2824 N RUBY ST, SPOKANE, WA 99207-2058 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007077880 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 7077880 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Nov 30, 2022 |
| Property Address | 2824 N RUBY ST, SPOKANE, WA 99207-2058 |
| Document Number | 0007255933 |
| Map Reference | VOL C PG 87 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 7255933 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | VESTAT TITLE AND ESCROW, VISTA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,597.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2824 N RUBY ST, SPOKANE, WA 99207-2058 |
| Document Number | 0007255934 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 7255934 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Dec 26, 2018 |
| Property Address | 2824 N RUBY ST, SPOKANE, WA 99207-2058 |
| Document Number | 0006771950 |
| Map Reference | VOL C PG 87 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 6771950 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | WFG NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,586.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1090 W BETZ RD APT 3325, 3325, CHENEY, WA 99004-6017 |
| Document Number | 0006771951 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 6771951 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Number | 0006771952 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 6771952 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Aug 15, 2018 |
| Property Address | 2824 N RUBY ST, SPOKANE, WA 99207-2058 |
| Document Number | 0006734202 |
| Instrument Date | Aug 06, 2018 |
| Instrument | 6734202 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | SPOKANE COUNTY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2824 N RUBY ST SPOKANE WA 992072058, SPOKANE, WA 99207-2058 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,711.00 (+2.57%) | $254,300 (-1.05%) Land $75,000 Building $179,300 | $254,300 (-1.05%) Land $75,000 Building $179,300 |
| 2025 | $2,643.00 (+5.01%) | ||
| 2024 | $257,000 (+66.56%) Land $60,000 Building $197,000 | $257,000 (+66.56%) Land $60,000 Building $197,000 | |
| 2023 | $2,517.00 (+39.06%) | $154,300 Land $36,000 Building $118,300 | $154,300 Land $36,000 Building $118,300 |
| 2022 | $1,810.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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