2824 Koppel Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2824 Koppel Dr, Navarre, FL 32566

Property Summary

Property Type	Vacant Land
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$67,000 (Jul 2025)
Tax Bill	$379 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Jul 2025 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`18-2S-26-1920-11600-0060`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-11600-0060`
Alternative APN	`S262181920116000060`

Exterior

Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Location & Zoning

Street Address	2824 KOPPEL DR
City	NAVARRE
State	FL
Zip	32566-8232
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 6 BLK 116 AS DES IN OR 4638 PG 342
Legal Range	26W
Legal Township	2S
Legal Section	18
Legal Subdivision	HOLLEY SEA/1ST AMD
Legal Block	116
Legal Lot Number	6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1040
Census Tract	10820

Owner

2824 Koppel Dr, vacant land, is owned by two individuals who bought it in July 2025.

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7009 CALLE CABEZA DE VACA, NAVARRE, FL 32566-8846
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage SANTA ROSA COUNTY FCU
Jul 16, 2025	Warranty Deed, Transfer RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP
Apr 9, 2018	Warranty Deed, Transfer RELIABLE LAND TITLE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on File
Deed Sale	Jul 16, 2025 · Amount on File
Prior Sale	Apr 26, 2024 · Amount on File
Deed Document Number	202532614
Deed Book / Page	4638 / 342
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2824 KOPPEL DR, NAVARRE, FL 32566-8232
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8668 NAVARRE PKWY 295, NAVARRE, FL 32566-2185

Mortgage

Document Number	0045180572
Date	Jul 2, 2024
Book Page	4518/572
Instrument	202429656

Lender

Name	SANTA ROSA COUNTY FCU
Type	Credit Union
Address	MILTON, FL 32572

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 1, 2029

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 16, 2025
Property Address	2824 KOPPEL DR, NAVARRE, FL 32566-8232
Document Number	0046380342
Book / Page	4638 / 342
Map Reference	MB B PG 155
Instrument Date	Jul 14, 2025
Instrument	202532614
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount on Record
Tax	$469.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 QUENTIN ROOSEVELT BLVD, CORONADO, CA 92118-5007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7009 CALLE CABEZA DE VACA, NAVARRE, FL 32566-8846

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 9, 2018
Property Address	2824 KOPPEL DR, NAVARRE, FL 32566
Document Number	0037170381
Book / Page	003717 / 000381
Instrument Date	Apr 6, 2018
Instrument	13894
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	RELIABLE LAND TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$24.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 BROUSSARD ST PENSACOLA FL 325053524, PENSACOLA, FL 32505-3524

Tax Assessment & Valuation

The 2025 property tax bill for 2824 Koppel Dr was $379, up 41.4% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$379.00 (+41.42%)	$30,000 (-) Land $30,000	$30,000 (-) Land $30,000
2024	$268.00 (+57.65%)	$30,000 (+130.77%) Land $30,000	$30,000 (+130.77%) Land $30,000
2023	$170.00 (+15.65%)	$13,000 (+3%) Land $13,000	$13,000 (+3%) Land $13,000
2022	$147.00	$10,000	$10,000 Land $10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2824 Koppel Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 311 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	49 (1995–2020)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 35 claims Hurricane Frances, Sep 2004 · 11 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2824 Koppel Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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