2824 Garth Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2824 Garth Rd, Charlottesville, VA 22901 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,984 sqft · built 1996
Lot Size2.77 acres (120,835 sqft)
OwnerIndividual Name on File
Last Sale$386,000 (Jul 2016)
Tax Bill$6,091 (2026)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04200-00-00-047B0

Property Details

APN / Parcel Number

Primary APN04200-00-00-047B0
Alternative APN
  • 8770

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,984 sqft Finished Area
Basement Area720 sqft
Unfinished Basement720 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area120,835 sqft (2.77 acres)

Exterior Amenities

PorchSlab
Porch Area240 sqft
Deck Area688 sqft
Patio Area479 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address2824 GARTH RD
CityCHARLOTTESVILLE
StateVA
Zip22901-5303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE B
JurisdictionALBEMARLE VA
Township / Civil DivisionJACK JOUETT
Census Block Group1
Census Block1007
Census Tract10202

Owner

Source: Albemarle County records · APN 04200-00-00-047B0

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2824 GARTH RD, CHARLOTTESVILLE, VA 22901-5303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 26, 2016 · Amount on Record
Deed SaleJul 26, 2016 · Amount on Record
Deed Document Number20168099
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2824 GARTH RD, CHARLOTTESVILLE, VA 22901-5303
Document Number0000011023
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2824 GARTH RD CHARLOTTESVILLE VA 229015303, CHARLOTTESVILLE, VA 22901-5303

Mortgage

Document Number0000011023
DateAug 19, 2020
Book Page005371/000420
Instrument11023
Lender
NamePRESIDENTIAL BK
TypeBank
AddressBETHESDA, MD 20814
Agreement
AmountAmount Recorded
Term360 Months
DueAug 18, 2050

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,091.00 (+23.75%)$681,300 (+23.74%) Land $200,800 Building $480,500$681,300 (+23.74%) Land $200,800 Building $480,500
2025$4,922.00 (+19.7%)$550,600 (+14.33%) Land $180,600 Building $370,000$550,600 (+14.33%) Land $180,600 Building $370,000
2023$4,112.00$481,600 Land $163,800 Building $317,800$481,600 Land $163,800 Building $317,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 34% of the US · above 57% of Virginia
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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