DeSoto County property record for 2824 Elm St, Hernando, MS 38632 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,106 sqft · built 1942 |
| Lot Size | 0.211 acres (9,190 sqft) |
| Owner | Company Name on File |
| Tax Bill | $637 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-13-00-4-00132-00 |
| Primary APN | 3-08-6-13-00-4-00132-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,106 sqft Adjusted Area |
| 1st Floor Area | 910 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,190 sqft (0.211 acres) |
| Lot Dimensions | 205 ft deep x 50 ft wide |
| Deck Area | 120 sqft |
| Street Address | 2824 ELM ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13-3-8 MID PT LOTS 354 & 357 HERNANDO INC |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO INC |
| Legal Lot Number | 354,357 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 71124 |
Source: DeSoto County records · APN 3-08-6-13-00-4-00132-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 72, NESBIT, MS 38651-0072 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit CHAMPIONS FUNDING LLC |
| Mar 31, 2026 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 31, 2026 |
| Deed Sale | Mar 31, 2026 |
| Deed Book / Page | 1026 / 5274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 13, 2026 |
| Property Address | 2824 ELM ST, HERNANDO, MS 38632-2611 |
| Document Number | 5663078896 |
| Book / Page | 5663 / 78896 |
| Instrument Date | Jul 07, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 1536 WINNINGHAM DR, NESBIT, MS 38651-2100 |
| Document Number | 5663078896, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 5663/78896 |
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 31, 2026 |
| Property Address | 2824 ELM ST, HERNANDO, MS 38632-2611 |
| Document Number | 01026/5274 |
| Book / Page | 1026 / 5274 |
| Instrument Date | Mar 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4531 BYHALIA RD, HERNANDO, MS 38632-9640 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 72, NESBIT, MS 38651-0072 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $637.00 (+16.03%) | $5,475 (+38.12%) Land $530 Building $4,945 | $54,746 (+38.11%) Land $5,300 Building $49,446 |
| 2023 | $549.00 | $3,964 | $39,638 Land $5,300 Building $34,338 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 44% of the US · above 40% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,389 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures