2824 E Main St, Waterbury, CT 06705 Property Records

Waterbury City property record for 2824 E Main St, Waterbury, CT 06705

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,726 sqft · built 1910
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Jan 2025)
Tax Bill	$6,975 (2026)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40001370070`

Property Details

APN / Parcel Number

Primary APN	`40001370070`
Alternative APNs	`WATE M:0400 B:0137 L:0070` `WBRY M:0400 B:0137 L:0070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,726 sqft Living Area
Basement Area	1,124 sqft
Unfinished Basement	1,124 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	40001370070
Street Address	2824 E MAIN ST
City	WATERBURY
State	CT
Zip	06705-2840
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RL
Legal Block	137
Legal Lot Number	70
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	3
Census Block	3002
Census Tract	352701

Owner

2824 E Main St, a duplex, is owned and occupied by an individual who bought it in January 2025.

Source: Waterbury City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2824 E MAIN ST, WATERBURY, CT 06705-2840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage CHAMPIONS FUNDING LLC
Feb 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Feb 8, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2025 · Amount on File
Deed Sale	Jan 23, 2025 · Amount on File
Prior Sale	Feb 8, 2022 · Amount on File
Deed Document Number	2025707
Deed Book / Page	8992 / 202
Prior Transfer Date	Feb 3, 2022
Prior Transfer Doc	008428-321
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Jan 23, 2025
Property Address	2824 E MAIN ST, WATERBURY, CT 06705-2840
Document Number	008992-202
Book / Page	8992 / 202
Instrument Date	Jan 22, 2025
Instrument	202500707
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 E MAIN ST, WATERBURY, CT 06705-2840

Mortgage

Document Number	0202500708
Date	Jan 23, 2025
Instrument	2025-00708

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Feb 8, 2022
Property Address	2824 E MAIN ST, WATERBURY, CT 06705-2840
Document Number	008428-322
Book / Page	8428 / 322
Instrument Date	Feb 7, 2022
Instrument	202201604
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201605
Date	Feb 8, 2022
Instrument	2022-01605

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WATERBURY CT
Recording Date	Feb 8, 2022
Property Address	2824 E MAIN ST, WATERBURY, CT 06705-2840
Document Number	008428-321
Book / Page	8428 / 321
Instrument Date	Feb 3, 2022
Instrument	202201603
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 2824 E Main St was $6,975, down 3.6% from the year before.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,975.00 (-3.65%)	$160,930 (-) Land $17,570 Building $143,360	$416,791 (+269.98%)
2025	$7,239.00	$160,930 Land $17,570 Building $143,360	$112,651 Land $12,299 Building $100,352
2024	$7,239.00 (-16.99%)
2023	$8,721.00	$160,930 Land $17,570 Building $143,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2824 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2824 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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