28239 140th Ave, Onamia, MN 56359 Property Records

Mille Lacs County property record for 28239 140th Ave, Onamia, MN 56359

Property Summary

Property Type	Mobile Home
Details	1,344 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$146,400 (Sep 2019)
Tax Bill	$1,276 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-016-0502`

Property Details

APN / Parcel Number

Primary APN	`04-016-0502`

Interior

Building Area	1,344 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Lot Area	217,800 sqft (5 acres)
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	28239 140TH AVE
City	ONAMIA
State	MN
Zip	56359-2139
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	N 436 FT OF S 1476 FT OF E 500 FT OF E 1/2 OF SE, SEE 5/23/92 SKETCH 16 40 27 5.00
Legal Range	27
Legal Township	40
Legal Section	16
Jurisdiction	MILLE LACS MN
Township / Civil Division	DAILEY
Census Block Group	1
Census Block	1001
Census Tract	970300

Owner

28239 140th Ave, a mobile home, is owned and occupied by two individuals who bought it in September 2019.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28239 140TH AVE, ONAMIA, MN 56359-2139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 4, 2019	Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Mar 14, 2013 · Amount on File
Deed Document Number	2019413001
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	28239 140TH AVE, ONAMIA, MN 56359-2139
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A429493
Date	Jan 26, 2022
Instrument	A429493

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 4, 2019
Property Address	28239 140TH AVE, ONAMIA, MN 56359-2139
Document Number	A413001
Instrument Date	Aug 6, 2019
Instrument	A413001
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$483.12
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28239 140TH AVE, ONAMIA, MN 56359-2139

Mortgage

Document Number	A413002
Date	Sep 4, 2019
Instrument	A413002

Lender

Name	STEARNS LENDING INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 28239 140th Ave was $1,276.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Dailey Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,276.00	$177,600 (+10.11%) Land $68,000 Building $109,600	$177,600 (+10.11%) Land $68,000 Building $109,600
2025		$161,300 Land $62,000 Building $99,300	$161,300 Land $62,000 Building $99,300
2023	$1,242.00	$153,100 Land $44,000 Building $109,100	$153,100 Land $44,000 Building $109,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28239 140th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28239 140th Ave is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 79% of Minnesota
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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