28238 Whitmore Bend Dr, Spring, TX 77386 Property Records

Montgomery County property record for 28238 Whitmore Bend Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,816 sqft · built 2020
Lot Size	0.155 acres (6,753 sqft)
Owner	Individual Name on File
Tax Bill	$10,622 (2024)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`9737-11-05800`

Property Details

APN / Parcel Number

Primary APN	`9737-11-05800`
Alternative APN	`R486138`

Interior

Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,816 sqft Living Area
1st Floor Area	2,384 sqft
2nd Floor Area	432 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,753 sqft (0.155 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R486138
Street Address	28238 WHITMORE BEND DR
City	SPRING
State	TX
Zip	77386-4864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S973711 - WOODSON'S RESERVE 11, BLOCK 3, LOT 8
Legal Subdivision	WOODSON'S RESERVE 11
Legal Block	3
Legal Lot Number	8
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2025
Census Tract	692010

Owner

Source: Montgomery County records · APN 9737-11-05800

Assessment roll updated July 25, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	28238 WHITMORE BEND DR, SPRING, TX 77386-4864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2020
Deed Sale	Aug 25, 2020
Deed Document Number	2020092653
Record Updated	Jun 08, 2026

August 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 25, 2020
Property Address	28238 WHITMORE BEND DR, SPRING, TX 77386-4864
Document Number	0000092653
Map Reference	CAB Z SH 5239
Instrument Date	Aug 25, 2020
Instrument	2020092653
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 28, 2021
Title Company	M I TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10720 W SAM HOUSTON PKWY N # N100, 10720, HOUSTON, TX 77064-3588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28238 WHITMORE BEND DR, SPRING, TX 77386-4864

Mortgage

Document Number	0000092654
Date	Aug 25, 2020
Instrument	2020092654

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$498,827 (+0.47%) Land $68,000 Building $430,827	$498,827 (+0.47%) Land $68,000 Building $430,827
2024	$10,622.00 (+36.76%) Homeowner's exemption	$496,514 (+0.73%) Land $68,000 Building $428,514	$496,514 (+0.73%) Land $68,000 Building $428,514
2023	$7,767.00	$492,940 Land $68,000 Building $424,940	$492,940 Land $68,000 Building $424,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 489 policies
Nearby Flood Policies	489 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Based on FCC filings for 343 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MONTGOMERY COUNTY MUD 105 serves 3,282 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.