Baldwin County property record for 28237 Co Rd 26, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,184 sqft · built 2021 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,162 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-07-35-0-000-003.002 |
| Primary APN | 53-07-35-0-000-003.002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,184 sqft Heated Area |
| 1st Floor Area | 2,184 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 108,900 sqft (2.5 acres) |
| Lot Dimensions | 292 ft deep x 385 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 352079 |
|---|---|
| Street Address | 28237 COUNTY ROAD 26 |
| City | ELBERTA |
| State | AL |
| Zip | 36530-4357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 385' X 292' COM AT THE SW COR OF NW1/4 SEC 35 TH RUN E 550', TH N 40' TO N R/W OF CO RD 26, TH E 450' FOR POB, TH N 292', TH |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 11601 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28125 COUNTY ROAD 26, ELBERTA, AL 36530-4338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS BANK |
| Sep 4, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 28237 COUNTY ROAD 26, ELBERTA, AL 36530-4357 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001935761 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 1935761 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | ENTERPRISE, AL 36330 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 28237 COUNTY ROAD 26, ELBERTA, AL 36530-4357 |
| Document Number | 0001856250 |
| Instrument Date | Sep 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 11880 COUNTY ROAD 95 ELBERTA AL 365302828, ELBERTA, AL 36530-2828 |
| Document Number | 0001856250 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 1856250 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | FAIRHOPE, AL 36532-2209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,162.00 (+7.29%) Homeowner's exemption | ||
| 2025 | $1,083.00 (-2.34%) | $40,300 (-2.28%) Land $9,420 Building $30,880 | $402,800 (-2.28%) Land $94,100 Building $308,700 |
| 2023 | $1,109.00 (+31.71%) Homeowner's exemption | $41,240 (+30.09%) | $412,200 (+30.07%) Land $80,100 Building $332,100 |
| 2022 | $842.00 (+135.85%) Homeowner's exemption | $31,700 | $316,900 Land $68,800 Building $248,100 |
| 2021 | $357.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 189 (1979–2020) |
| Claims Outside the SFHA | 18 of 189 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 46% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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