Jackson County property record for 28232 31st Ave, Bernard, IA 52032
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,605 sqft · built 1970 |
| Lot Size | 35 acres (1,525,471 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,830 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 050408200007000 |
| Primary APN | 050408200007000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,605 sqft Living Area |
| Basement Area | 1,605 sqft |
| Finished Basement | 800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Vinyl |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 1,525,471 sqft (35 acres) |
| Garage Type | Mixed |
| Garage Area | 1,263 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 264 sqft |
| Granary | Granary |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 28232 31ST AVE |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | NW NE N OF RD |
| Legal Range | 01E |
| Legal Township | 86N |
| Legal Section | 08 |
| Jurisdiction | JACKSON IA |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 950100 |
28232 31st Ave, a rural home, is held in a trust.
Source: Jackson County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1111 5TH AVE SE, CASCADE, IA 52033-9561 |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 28232 31st Ave was $2,830.
Source: Jackson County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Jackson County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,830.00 | $270,300 (-) Land $17,200 Building $253,100 | $270,300 (-) Land $17,200 Building $253,100 |
| 2025 | $2,830.00 (+4.43%) | $270,300 Land $17,200 Building $253,100 | $270,300 Land $17,200 Building $253,100 |
| 2024 | $2,710.00 | ||
| 2023 | $240,500 Land $12,800 Building $227,700 | $240,500 Land $12,800 Building $227,700 | |
| 2022 | $2,394.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28232 31st Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28232 31st Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 69% of Iowa |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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