28231 W Crest Rd, McHenry, IL 60051 Property Records

Lake County property record for 28231 W Crest Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,388 sqft · built 1969
Lot Size	0.872 acres (37,993 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Dec 2019)
Tax Bill	$6,011 (2024)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`09-21-406-001`

Property Details

APN / Parcel Number

Primary APN	`09-21-406-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	3,452 sqft
1st Floor Area	1,388 sqft
Basement Area	1,300 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	37,993 sqft (0.872 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28231 W CREST RD
City	MCHENRY
State	IL
Zip	60051-7265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBT. BARTLETTS LAKE VIEW WOODLANDS LOT 29
Legal Subdivision	ROBT. BARTLETTS LAKE VIEW WOODLANDS
Legal Lot Number	29
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	2
Census Block	2077
Census Tract	864203

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28231 W CREST RD, MCHENRY, IL 60051-7265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on Record
Deed Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	20197613569
Record Updated	Oct 29, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Dec 3, 2019
Property Address	28231 W CREST RD, MCHENRY, IL 60051-7265
Document Number	0007613569
Map Reference	DOC 0125810
Instrument Date	Nov 25, 2019
Instrument	7613569
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28231 W CREST RD, MCHENRY, IL 60051-7265

Mortgage

Document Number	0007613570
Date	Dec 3, 2019
Instrument	7613570

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,187 (+16.78%) Land $24,251 Building $71,936	$288,590 (+16.78%) Land $72,760 Building $215,830
2024	$6,011.00 (-4.63%)
2023	$6,303.00 (+4.82%)	$82,363 (+8.25%) Land $20,766 Building $61,597	$247,113 (+8.25%) Land $62,304 Building $184,809
2022	$6,013.00	$76,083 Land $22,488 Building $53,595	$228,272 Land $67,471 Building $160,801

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND LAKE serves 8,066 people · EPA ID IL0974540
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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