2823 Texas St, Vernon, TX 76384 Property Records

Wilbarger County property record for 2823 Texas St, Vernon, TX 76384

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,411 sqft · built 1910
Lot Size	0.399 acres (17,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,400 (Nov 2011)
Tax Bill	$3,292 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2017 Mortgage
APN	`5770-014-0000-020-3`

Property Details

APN / Parcel Number

Primary APN	`5770-014-0000-020-3`
Alternative APN	`7208001`

Interior

Full Baths	1 Bath
Building Area	3,411 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	17,398 sqft (0.399 acres)
Lot Dimensions	290 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Porch
Porch Area	368 sqft
Patio Area	72 sqft

Location & Zoning

Account Number	5770-014-0000-020-3
Street Address	2823 TEXAS ST
City	VERNON
State	TX
Zip	76384-4551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 60FT OF W 228.5FT OF NW/4 BLK 14 TEXAS TOWNSITE ADDN
Legal Subdivision	WEST VERNON HEIGHTS ADDITION
Legal Block	14
Jurisdiction	WILBARGER TX
Township / Civil Division	VERNON
Census Block Group	3
Census Block	3046
Census Tract	950500

Owner

Source: Wilbarger County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2823 TEXAS ST, VERNON, TX 76384-4551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage THE WAGGONER NATIONAL BANK OF VERNON
Jul 14, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2011 · Amount on Record
Deed Sale	Nov 4, 2011 · Amount on Record
Deed Document Number	2011113535
Deed Book / Page	639 / 560
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBARGER TX
Property Address	2823 TEXAS ST, VERNON, TX 76384-4551
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2823 TEXAS ST, VERNON, TX 76384-4551

Mortgage

Document Number	000797/594
Date	Nov 17, 2025
Book Page	797/594
Instrument	145683

Lender

Name	THE WAGGONER NATIONAL BANK OF VERNON
Type	Bank
Address	VERNON, TX 76385

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 13, 2030

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBARGER TX
Property Address	2823 TEXAS ST, VERNON, TX 76384-4551
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 00128885
Date	Jul 14, 2017
Book Page	709/237
Instrument	00128885

Lender

Name	FIRST BANK
Type	Bank
Address	Wichita Falls, TX 76308

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Wilbarger County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Wilbarger County
Municipality	Vernon City
Unified School District	Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,292.00 (+72.81%)	$130,520 (+1%)	$139,760 (+11.53%) Land $17,050 Building $122,710
2025	$1,905.00 (-2.01%) Homeowner's exemption	$118,650 (+8.12%) Land $2,600 Building $122,710	$125,310 (+14.19%) Land $2,600 Building $122,710
2023		$109,740 Land $2,600 Building $107,140	$109,740 Land $2,600 Building $107,140
2022	$1,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERNON serves 11,002 people · EPA ID TX2440001
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Syntrio Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Nextlink, Verizon.

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