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2823 Sutter Ridge Dr, Chula Vista, CA 91914 Property Records

San Diego County property record for 2823 Sutter Ridge Dr, Chula Vista, CA 91914

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,288 sqft · built 2005
Lot Size0.363 acres (15,824 sqft)
OwnerIndividual Name on Record
Last Sale$1,025,000 (Jul 2016)
Tax Bill$17,200 (2025)
Deeds & MortgagesOct 2025 Transfer
Oct 2025 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN595-801-01-00

Property Details

APN / Parcel Number

Primary APN595-801-01-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area4,288 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area15,824 sqft (0.363 acres)

Location & Zoning

Street Address2823 SUTTER RIDGE DR
CityCHULA VISTA
StateCA
Zip91914-2645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC5RL2
Legal DescriptionLOT 4 TR 014579
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014579
Legal Block1
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1012
Census Tract13425

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2823 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2645
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Intrafamily Transfer, Transfer
Oct 8, 2025Divorce Transfer, Transfer
Jul 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 5, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 5, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2016 · Amount on Record
Deed SaleJul 18, 2016 · Amount on Record
Prior SaleDec 29, 2010 · Amount on Record
Deed Document Number2016358418
Prior Transfer DateDec 29, 2004
Prior Transfer Doc0000157066
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 8, 2025
Property Address2823 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2645
Document Number0000280537
Map ReferenceMAP 14579
Instrument DateOct 2, 2025
Instrument2025-0280537
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2823 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2645

October 2025: Divorce Transfer, Transfer

Document TypeDivorce Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 8, 2025
Property Address2823 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2645
Document Number0000280538
Map ReferenceMAP 14579
Instrument DateOct 2, 2025
Instrument2025-0280538
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2823 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2645

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2823 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2645
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000346863
DateJul 1, 2020
Instrument2020-0346863
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 5, 2020
Property Address2823 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2645
Document Number0000115615
Instrument DateFeb 28, 2020
Instrument115615
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2823 SUTTER RIDGE DR CHULA VISTA CA 919142645, CHULA VISTA, CA 91914-2645

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 5, 2020
Property Address2823 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2645
Document Number0000115614
Instrument DateFeb 28, 2020
Instrument115614
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2823 SUTTER RIDGE DR CHULA VISTA CA 919142645, CHULA VISTA, CA 91914-2645

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,213,383 (+2%) Land $710,274 Building $503,109
2025$17,200.00 (+3.15%) Homeowner's exemption$1,189,593 (+4.04%) Land $696,348 Building $493,245
2023$16,674.00 (+3%) Homeowner's exemption$1,143,402 Land $669,309 Building $474,093
2022$16,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
Cox Communications
Fiber		1,000 / 35
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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