Orange County property record for 2823 Saddle Dr, Durham, NC 27712
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 4,618 sqft · built 1974 |
| Lot Size | 3.15 acres (137,214 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $196,200 (Nov 1994) |
| Tax Bill | $7,754 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0804-57-7972 |
| Primary APN | 0804-57-7972 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 4,618 sqft Living Area |
| Gross Area | 11,518 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 137,214 sqft (3.15 acres) |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Porch | Porch |
| Porch Area | 426 sqft |
| Patio Area | 1,176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2823 SADDLE DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27712-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | #A REV HAMMERSTEIN & BENNER |
| Legal Subdivision | WILLOW RIDGE |
| Legal Unit | A |
| Jurisdiction | ORANGE NC |
| Township / Civil Division | ENO |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 10904 |
Source: Orange County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2823 SADDLE DR, DURHAM, NC 27712-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 1994 · Amount on Record |
| Deed Sale | Nov 10, 1994 · Amount on Record |
| Deed Book / Page | 1302 / 436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 2823 SADDLE DR, DURHAM, NC 27712-3701 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2823 SADDLE DR, DURHAM, NC 27712-3701 |
| Document Number | 0068112284 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 6811/2284 |
| Instrument | 30086727 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Orange County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Orange County |
| Unified School District | Orange County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,754.00 (+8.46%) | $966,600 (-) Land $235,200 Building $731,400 | $966,600 (-) Land $235,200 Building $731,400 |
| 2025 | $7,149.00 (+12.6%) | $966,600 (+45.62%) Land $235,200 Building $731,400 | $966,600 (+45.62%) Land $235,200 Building $731,400 |
| 2023 | $6,349.00 | $663,800 Land $87,700 Building $576,100 | $663,800 Land $87,700 Building $576,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile.
5G (outdoors only) and 4G LTE
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