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2823 S Gardner Rd, Oak Grove, MO 64075 Property Records

Jackson County property record for 2823 S Gardner Rd, Oak Grove, MO 64075

Property Summary

Property TypeGeneral Agricultural/Rural
Details3 bd · 3.5 ba · 1,632 sqft · built 1969
Lot Size20 acres (871,200 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Mar 2017)
Tax Bill$2,411 (2025)
Deeds & MortgagesMar 2017 Mortgage
Mar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN21-900-01-09

Property Details

APN / Parcel Number

Primary APN21-900-01-09
Alternative APNs
  • 21-900-01-09-00-0-00-000
  • 21900010900000001
  • 765410

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,632 sqft Gross Area
1st Floor Area1,512 sqft
Basement Area1,512 sqft
Finished Basement840 sqft
Unfinished Basement672 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area871,200 sqft
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area156 sqft
Deck AreaDeck Area
Patio Area180 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number765410
Street Address2823 S GARDNER RD
CityOAK GROVE
StateMO
Zip64075-7162
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal DescriptionRNG 29 TWP 49 SEC 18 S 1/2 OF NE 1/4 OF NE 1/4
Legal Range29W
Legal Township49N
Legal Section18
Legal Block2
JurisdictionJACKSON MO
Township / Civil DivisionSNI-A-BAR
Census Block Group2
Census Block2004
Census Tract14903

Owner

2823 S Gardner Rd, an agricultural property, is owned by two individuals who bought it in March 2017.

Source: Jackson County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address9701 SE JOHNSON CREEK BLVD, 1201, HAPPY VALLEY, OR 97086-3659
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2017Quit Claim Deed, Mortgage
CARDINAL FIN'L
Mar 27, 2017Quit Claim Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2017 · Amount on File
Deed SaleMar 27, 2017 · Amount on File
Deed Document Number2017E26411
Prior Transfer DateMar 22, 2017
Prior Transfer Doc0000E26409
Record UpdatedOct 29, 2026

March 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionJACKSON MO
Recording DateMar 27, 2017
Property Address2823 S GARDNER RD, OAK GROVE, MO 64075-7162
Document Number0000E26411
Instrument DateMar 22, 2017
Instrument26411E
Transaction TypeMortgage
Record UpdatedJun 15, 2017
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2823 S GARDNER RD OAK GROVE MO 640757162, OAK GROVE, MO 64075-7162

Mortgage

Document NumberE26410
DateMar 27, 2017
Instrument26410E
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
AmountAmount on Record
Term360 Months
DueMar 26, 2047

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON MO
Recording DateMar 27, 2017
Property Address2823 S GARDNER RD, OAK GROVE, MO 64075-7162
Document Number0000E26409
Instrument DateMar 22, 2017
Instrument26409E
Transaction TypeTransfer
Record UpdatedJun 14, 2017
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2823 S GARDNER RD OAK GROVE MO 640757162, OAK GROVE, MO 64075-7162

Tax Assessment & Valuation

The 2025 property tax bill for 2823 S Gardner Rd was $2,411, down 1.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
Unified School DistrictOak Grove R-VI School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,427 (-) Land $11,788 Building $28,639$216,306 (-)
2025$2,411.00 (-1.11%)$40,427 Land $11,788 Building $28,639$216,306
2024$2,438.00 (-33.17%)
2023$3,648.00$52,649 Land $5,667 Building $46,982$283,775

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2823 S Gardner Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1982–2017)
Claims Outside the SFHA3 of 7
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2823 S Gardner Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON COUNTY PWSD 16
serves 4,075 people · EPA ID MO1020869
Water SourcePurchased groundwater from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Brightspeed
DSL		80 / 10

May also be available: Nexus Air Fiber, Spectrum, T-Mobile, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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