Durham County property record for 2823 Ridge Rd, Durham, NC 27705
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,113 sqft · built 1969 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $555,000 (Sep 2021) |
| Tax Bill | $4,707 (2026) |
| Deeds & Mortgages | Jul 2019 Line of Credit Sep 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0801-94-5588 |
| Primary APN | 0801-94-5588 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,113 sqft Heated Area |
| 1st Floor Area | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 204 ft deep x 122 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 2823 RIDGE RD |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27705-5525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-20 |
| Legal Description | COLONY PARK/SEC:07/BLK:D/ LT#04 PL:000059-000099 |
| Legal Subdivision | COLONY PRK SEC 7 |
| Legal Block | D |
| Legal Lot Number | 4 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 2030 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2823 RIDGE RD, DURHAM, NC 27705-5525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Sep 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC |
| Jun 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage LATINO COMMUNITY CU |
| Oct 31, 2018 | Deed of Trust, Mortgage · Line of Credit COASTAL FCU |
| Aug 1, 2018 | Deed of Trust, Mortgage · Conventional with PMI MICHAEL T & ANNE L SMITH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on Record |
| Deed Sale | Sep 15, 2021 · Amount on Record |
| Prior Sale | Jun 2, 2021 · Amount on Record |
| Deed Document Number | 202147112 |
| Deed Book / Page | 9463 / 560 |
| Prior Transfer Date | Feb 5, 2013 |
| Prior Transfer Doc | 0071840170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2823 RIDGE RD, DURHAM, NC 27705-5525 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 0087030090 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 8703/090 |
| Instrument | 2019024445 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Sep 15, 2021 |
| Property Address | 2823 RIDGE RD, DURHAM, NC 27705-5525 |
| Document Number | 0094630560 |
| Book / Page | 9463 / 560 |
| Map Reference | MB 59 PG 99 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021047112 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,110.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 132 BENEDICT LN, 132, RALEIGH, NC 27614-9602 |
| Name | Verified Name |
|---|---|
| Address | 2823 RIDGE RD, DURHAM, NC 27705-5525 |
| Document Number | 2021047113 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021047113 |
| Name | ANGEL OAK HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jun 2, 2021 |
| Property Address | 2823 RIDGE RD, DURHAM, NC 27705-5525 |
| Document Number | 0093500353 |
| Book / Page | 9350 / 353 |
| Map Reference | MB 59 PG 99 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021027900 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2823 RIDGE RD, DURHAM, NC 27705-5525 |
| Document Number | 2021027901 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 2021027901 |
| Name | LATINO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2823 RIDGE RD, DURHAM, NC 27705-5525 |
| Document Number | 0085430001 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3743 STONEGATE DR DURHAM NC 27705, DURHAM, NC 27705 |
| Document Number | 0085430001 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 008543/000001 |
| Instrument | 39084 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 7, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2823 RIDGE RD, DURHAM, NC 27705-5525 |
| Document Number | 0084790939 |
| Instrument Date | Aug 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1006 ODYSSEY DR DURHAM NC 277131382, DURHAM, NC 27713-1382 |
| Document Number | 0084790939 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 008479/000939 |
| Instrument | 26903 |
| Name | MICHAEL T & ANNE L SMITH |
|---|---|
| Address | 5953 AVON DR, BETHESDA, MD 20814-2201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2048 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,707.00 (+2.53%) | $463,203 (-) Land $181,125 Building $282,078 | $463,203 (-) Land $181,125 Building $282,078 |
| 2025 | $4,591.00 (-3.18%) | $463,203 (+27.95%) Land $181,125 Building $282,078 | $463,203 (+27.95%) Land $181,125 Building $282,078 |
| 2023 | $4,742.00 (+2.35%) | $362,020 Land $80,250 Building $281,770 | $362,020 Land $80,250 Building $281,770 |
| 2022 | $4,633.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2016–2018) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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