San Joaquin County property record for 2823 Ralston Way, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,518 sqft · built 2003 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $690,000 (Sep 2022) |
| Tax Bill | $10,838 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-440-190-000 |
| Primary APN | 240-440-190-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| 1st Floor Area | 1,518 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 240-440-19 |
|---|---|
| Street Address | 2823 RALSTON WAY |
| City | TRACY |
| State | CA |
| Zip | 95377-8512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 02-FM PT OF 240-020-03 PER PRESIDIO PUD #1A |
| Legal Subdivision | PRESIDIO PUD UNIT 1B |
| Legal Block | 2 |
| Legal Lot Number | 60 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5212 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2823 RALSTON WAY, TRACY, CA 95377-8512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 12, 2022 | Grant Deed, Transfer · Conventional Mortgage SANDIA LABORATORY FCU |
| May 5, 2020 | Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Aug 23, 2019 | Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jul 17, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on Record |
| Deed Sale | Sep 12, 2022 · Amount on Record |
| Prior Sale | Aug 23, 2019 · Amount on Record |
| Deed Document Number | 2022106826 |
| Prior Transfer Date | Dec 30, 2014 |
| Prior Transfer Doc | 0000000771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 12, 2022 |
| Property Address | 2823 RALSTON WAY, TRACY, CA 95377-8512 |
| Document Number | 0000106826 |
| Map Reference | VOL 36 PG 20 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 2022-106826 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Title Company | NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2823 RALSTON WAY, TRACY, CA 95377-8512 |
| Document Number | 0000106827 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 2022-106827 |
| Name | SANDIA LABORATORY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 4% |
| Index | 10-Year TN |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2823 RALSTON WAY, TRACY, CA 95377-8512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000053314 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 2020-053314 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 23, 2019 |
| Property Address | 2823 RALSTON WAY, TRACY, CA 95377-8512 |
| Document Number | 0000091444 |
| Map Reference | VOL 36 PG 20 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 2019-091444 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2823 RALSTON WAY, TRACY, CA 95377-8512 |
| Document Number | 0000091445 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 2019-091445 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2823 RALSTON WAY, TRACY, CA 95377-8512 |
| Document Number | 0000080787 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 2823 RALSTON WAY TRACY CA 953778512, TRACY, CA 95377-8512 |
| Document Number | 0000080787 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 80787 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2048 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,838.00 (+0.51%) | ||
| 2025 | $10,783.00 (+8.89%) | $717,876 (+4.04%) Land $213,282 Building $504,594 | |
| 2023 | $9,903.00 (+31.3%) | $690,000 Land $205,000 Building $485,000 | $611,100 |
| 2022 | $7,542.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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