2823 45th Loop SE, Olympia, WA 98501 Property Records

Thurston County property record for 2823 45th Loop SE, Olympia, WA 98501

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,462 sqft · built 1988
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Trust Names on File
Last Sale	$334,719 (Jan 2015)
Tax Bill	$117 (2026)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7837-00-01700`

Property Details

APN / Parcel Number

Primary APN	`7837-00-01700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,462 sqft Finished Area
1st Floor Area	1,432 sqft
2nd Floor Area	1,034 sqft
Upper Floors Area	1,030 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tile
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Built-in
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	40 sqft
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2823 45TH LOOP SE
City	OLYMPIA
State	WA
Zip	98501-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 31 TOWNSHIP 18 RANGE 1W QUARTER SW NW & SE NW PLAT SWEETBRIAR LT 17 DOCUMENT 023/025
Legal Range	01W
Legal Township	18N
Legal Section	31
Legal Quarter	NW
Legal Subdivision	SWEETBRIAR
Legal Lot Number	17
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	2
Census Block	2008
Census Tract	11721

Owner

2823 45th Loop SE is owner-occupied and held in a trust since March 2021.

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	2823 45TH LOOP SE, OLYMPIA, WA 98501-4806
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 14, 2015 · Amount on File
Deed Sale	Jan 14, 2015 · Amount on File
Prior Sale	Jan 14, 2015 · Amount on File
Deed Document Number	0004425153
Last Transfer Date	Mar 10, 2021
Transfer Doc	0004832551
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	THURSTON WA
Recording Date	Mar 10, 2021
Property Address	2823 45TH LOOP SE, OLYMPIA, WA 98501-4806
Document Number	0004832551
Map Reference	VOL 23 PG 25
Instrument Date	Feb 25, 2021
Instrument	4832551
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN, FATCO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	2823 45TH LOOP SE, OLYMPIA, WA 98501-4806

Mortgage

Document Number	0004832552
Date	Mar 10, 2021
Instrument	4832552

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 2823 45th Loop SE was $117.

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	Olympia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$117.00
2025		$543,400 Land $152,100 Building $391,300	$543,400 Land $152,100 Building $391,300
2023	$5,865.00
2022		$591,200 Land $112,000 Building $479,200	$591,200 Land $112,000 Building $479,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2823 45th Loop SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2823 45th Loop SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLYMPIA serves 126,966 people · EPA ID WA5363450
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20